What if you'd held ACNB?
A $1,000 investment in ACNB Corporation (ACNB) at the month-end close of 1994-04 would be worth $9,363 at the close of 2026-08 — +836.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $17,103.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1994
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1994 | $1,000 | — |
| 1995 | $1,319 | +31.9% |
| 1996 | $1,142 | -13.4% |
| 1997 | $1,667 | +46.0% |
| 1998 | $1,711 | +2.6% |
| 1999 | $1,311 | -23.4% |
| 2000 | $1,177 | -10.2% |
| 2001 | $1,394 | +18.4% |
| 2002 | $1,685 | +20.9% |
| 2003 | $2,195 | +30.3% |
| 2004 | $2,206 | +0.5% |
| 2005 | $1,748 | -20.7% |
| 2006 | $1,919 | +9.8% |
| 2007 | $1,589 | -17.2% |
| 2008 | $1,365 | -14.0% |
| 2009 | $1,523 | +11.5% |
| 2010 | $1,947 | +27.9% |
| 2011 | $1,810 | -7.1% |
| 2012 | $2,228 | +23.1% |
| 2013 | $2,600 | +16.7% |
| 2014 | $3,256 | +25.3% |
| 2015 | $3,315 | +1.8% |
| 2016 | $5,018 | +51.4% |
| 2017 | $4,882 | -2.7% |
| 2018 | $6,663 | +36.5% |
| 2019 | $6,597 | -1.0% |
| 2020 | $4,530 | -31.3% |
| 2021 | $5,877 | +29.8% |
| 2022 | $7,711 | +31.2% |
| 2023 | $8,963 | +16.2% |
| 2024 | $8,243 | -8.0% |
| 2025 | $10,324 | +25.2% |
| 2026 | $14,116 | +36.7% |
Best and worst month-end to buy
The best single month-end close to have bought ACNB was 1995-01 ($4.39): $1,000 then is $14,695 today. The worst was 2026-08 ($64.51): $1,000 then is $1,000.
FAQ
What would $1,000 in ACNB be worth today?
A $1,000 investment in ACNB Corporation (ACNB) at the start of 1994 would be worth about $9,363 today, a total return of +836.3%. Dividends are reinvested in these figures.
What were the best and worst years for ACNB?
ACNB Corporation (ACNB)'s strongest calendar year since 1994 was 2016, a +51.4% return — $1,000 held through that year became about $1,514 by year-end. Its weakest year was 2020, at -31.3%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in ACNB have grown?
Investing $100 at the end of every month since 1994-04 would have grown to about $254,164 on $38,900 invested.
Did ACNB beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $17,103. ACNB trailed the S&P 500 by +45.3% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
ACNB Corporation (ACNB) historical total-return data from 1994-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.