Wall Street RegretsThe regret calculator.

What if you'd held ACV?

A $1,000 investment in Virtus Diversified Income & Convertible Fund Common Shares of Beneficial Interest (ACV) at the month-end close of 2015-05 would be worth $3,507 at the close of 2026-09 — +250.7% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $4,441.

$1,000 since 2015$3,507Total return+250.7%Multiple3.5×CAGR+11.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,507Gain+$2,507 (+250.7%)Multiple3.5×CAGR+11.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2015$3,5072016$4,5742017$3,9512018$3,0872019$3,3182020$2,3042021$1,5792022$1,2692023$1,9842024$1,5742025$1,3642026$1,020

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000
    2016$1,158+15.8%
    2017$1,482+28.0%
    2018$1,379-7.0%
    2019$1,986+44.0%
    2020$2,897+45.9%
    2021$3,605+24.5%
    2022$2,306-36.0%
    2023$2,906+26.0%
    2024$3,353+15.4%
    2025$4,484+33.7%
    2026$4,574+2.0%

    Best and worst month-end to buy

    The best single month-end close to have bought ACV was 2016-01 ($5.03): $1,000 then is $5,020 today. The worst was 2026-06 ($27.78): $1,000 then is $909.

    FAQ

    What would $1,000 in ACV be worth today?

    A $1,000 investment in Virtus Diversified Income & Convertible Fund Common Shares of Beneficial Interest (ACV) at the start of 2015 would be worth about $3,507 today, a total return of +250.7%. Dividends are reinvested in these figures.

    What were the best and worst years for ACV?

    Virtus Diversified Income & Convertible Fund Common Shares of Beneficial Interest (ACV)'s strongest calendar year since 2015 was 2020, a +45.9% return — $1,000 held through that year became about $1,459 by year-end. Its weakest year was 2022, at -36.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ACV have grown?

    Investing $100 at the end of every month since 2015-05 would have grown to about $31,989 on $13,700 invested.

    Did ACV beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $4,441. ACV trailed the S&P 500 by +21.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Virtus Diversified Income & Convertible Fund Common Shares of Beneficial Interest (ACV) historical total-return data from 2015-05 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-23. Not financial advice.