Wall Street RegretsThe regret calculator.

What if you'd held AFL?

A $1,000 investment in AFLAC Incorporated (AFL) at the month-end close of 1980-03 would be worth $2.24M at the close of 2026-08 — +223527.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $75,502.

$1,000 since 1980$2.24MTotal return+223527.6%Multiple2236.3×CAGR+18.1%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2.24MGain+$2.24M (+223527.6%)Multiple2236.3×CAGR+18.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included. Click any year for the full story.

    Every year, $1,000 from 1980

    YearValue of $1,000Year return
    1980$1,000
    1981$1,018+1.8%
    1982$2,036+100.0%
    1983$3,202+57.3%
    1984$4,157+29.8%
    1985$7,558+81.8%
    1986$9,612+27.2%
    1987$10,621+10.5%
    1988$10,529-0.9%
    1989$14,018+33.1%
    1990$15,220+8.6%
    1991$24,132+58.6%
    1992$28,269+17.1%
    1993$29,570+4.6%
    1994$33,659+13.8%
    1995$46,334+37.7%
    1996$69,070+49.1%
    1997$83,386+20.7%
    1998$144,217+73.0%
    1999$156,020+8.2%
    2000$240,195+54.0%
    2001$164,565-31.5%
    2002$203,415+23.6%
    2003$246,594+21.2%
    2004$274,204+11.2%
    2005$322,787+17.7%
    2006$323,740+0.3%
    2007$447,531+38.2%
    2008$333,352-25.5%
    2009$348,132+4.4%
    2010$434,843+24.9%
    2011$342,247-21.3%
    2012$432,525+26.4%
    2013$557,540+28.9%
    2014$522,664-6.3%
    2015$525,466+0.5%
    2016$625,832+19.1%
    2017$807,464+29.0%
    2018$857,549+6.2%
    2019$1.02M+18.6%
    2020$878,372-13.6%
    2021$1.18M+34.5%
    2022$1.49M+26.4%
    2023$1.75M+17.4%
    2024$2.25M+28.1%
    2025$2.45M+8.9%
    2026$2.61M+6.8%

    Best and worst month-end to buy

    The best single month-end close to have bought AFL was 1981-08 ($0.04): $1,000 then is $2.79M today. The worst was 2026-07 ($127): $1,000 then is $914.

    FAQ

    What would $1,000 in AFL be worth today?

    A $1,000 investment in AFLAC Incorporated (AFL) at the start of 1980 would be worth about $2.24M today, a total return of +223527.6%. Dividends are reinvested in these figures.

    What were the best and worst years for AFL?

    AFLAC Incorporated (AFL)'s strongest calendar year since 1980 was 1982, a +100.0% return — $1,000 held through that year became about $2,000 by year-end. Its weakest year was 2001, at -31.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in AFL have grown?

    Investing $100 at the end of every month since 1980-03 would have grown to about $12.64M on $55,800 invested.

    Did AFL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $75,502. AFL beat the S&P 500 by +2861.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    AFLAC Incorporated (AFL) historical total-return data from 1980-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.