Wall Street RegretsThe regret calculator.

What if you'd held ALRS?

A $1,000 investment in Alerus Financial Corporation (ALRS) at the month-end close of 2003-03 would be worth $13,097 at the close of 2026-09 — +1209.7% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $14,162.

$1,000 since 2003$13,097Total return+1209.7%Multiple13.1×CAGR+11.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$13,097Gain+$12,097 (+1209.7%)Multiple13.1×CAGR+11.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2003$13,0972004$13,1482005$8,0072006$6,5482007$4,9402008$5,3812009$7,3302010$7,5932011$6,4482012$5,9592013$4,7792014$2,8352015$2,3902016$2,4452017$2,6502018$2,1492019$2,2322020$1,8292021$1,4842022$1,3592023$1,6562024$1,6582025$1,8562026$1,525

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,642+64.2%
    2005$2,008+22.3%
    2006$2,661+32.6%
    2007$2,444-8.2%
    2008$1,794-26.6%
    2009$1,732-3.5%
    2010$2,039+17.8%
    2011$2,206+8.2%
    2012$2,751+24.7%
    2013$4,638+68.6%
    2014$5,502+18.6%
    2015$5,377-2.3%
    2016$4,961-7.7%
    2017$6,117+23.3%
    2018$5,891-3.7%
    2019$7,187+22.0%
    2020$8,860+23.3%
    2021$9,677+9.2%
    2022$7,942-17.9%
    2023$7,930-0.1%
    2024$7,086-10.6%
    2025$8,623+21.7%
    2026$13,148+52.5%

    Best and worst month-end to buy

    The best single month-end close to have bought ALRS was 2003-05 ($2.48): $1,000 then is $13,625 today. The worst was 2026-09 ($33.79): $1,000 then is $1,000.

    FAQ

    What would $1,000 in ALRS be worth today?

    A $1,000 investment in Alerus Financial Corporation (ALRS) at the start of 2003 would be worth about $13,097 today, a total return of +1209.7%. Dividends are reinvested in these figures.

    What were the best and worst years for ALRS?

    Alerus Financial Corporation (ALRS)'s strongest calendar year since 2003 was 2013, a +68.6% return — $1,000 held through that year became about $1,686 by year-end. Its weakest year was 2008, at -26.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ALRS have grown?

    Investing $100 at the end of every month since 2003-03 would have grown to about $119,421 on $28,300 invested.

    Did ALRS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $14,162. ALRS trailed the S&P 500 by +7.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Alerus Financial Corporation (ALRS) historical total-return data from 2003-03 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.