Wall Street RegretsThe regret calculator.

What if you'd held ARR?

A $1,000 investment in ARMOUR Residential REIT, Inc. (ARR) at the month-end close of 2007-12 would be worth $551 at the close of 2026-09 — -44.9% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,501.

$1,000 since 2007$551Total return-44.9%Multiple0.55×CAGR-3.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$551Gain+$-449 (-44.9%)Multiple0.6×CAGR-3.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2007$5512008$5512009$5442010$6042011$5242012$4792013$4412014$6072015$5732016$6552017$5692018$4372019$4972020$5072021$7582022$7502023$1,1032024$1,3052025$1,1532026$1,032

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$1,013+1.3%
    2009$912-10.0%
    2010$1,053+15.5%
    2011$1,150+9.2%
    2012$1,249+8.7%
    2013$907-27.4%
    2014$962+6.0%
    2015$842-12.5%
    2016$968+15.1%
    2017$1,260+30.1%
    2018$1,109-12.0%
    2019$1,086-2.1%
    2020$727-33.1%
    2021$734+1.1%
    2022$499-32.0%
    2023$422-15.5%
    2024$478+13.2%
    2025$534+11.7%
    2026$551+3.2%

    Best and worst month-end to buy

    The best single month-end close to have bought ARR was 2023-10 ($9.04): $1,000 then is $1,809 today. The worst was 2012-09 ($42.25): $1,000 then is $387.

    FAQ

    What would $1,000 in ARR be worth today?

    A $1,000 investment in ARMOUR Residential REIT, Inc. (ARR) at the start of 2007 would be worth about $551 today, a total return of -44.9%. Dividends are reinvested in these figures.

    What were the best and worst years for ARR?

    ARMOUR Residential REIT, Inc. (ARR)'s strongest calendar year since 2007 was 2017, a +30.1% return — $1,000 held through that year became about $1,301 by year-end. Its weakest year was 2020, at -33.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ARR have grown?

    Investing $100 at the end of every month since 2007-12 would have grown to about $16,117 on $22,600 invested.

    Did ARR beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,501. ARR trailed the S&P 500 by +92.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    ARMOUR Residential REIT, Inc. (ARR) historical total-return data from 2007-12 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.