What if you'd held BND?
A $1,000 investment in Vanguard Total Bond Market ETF (BND) at the month-end close of 2007-04 would be worth $1,766 at the close of 2026-08 — +76.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,200.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included. Click any year for the full story.
Every year, $1,000 from 2007
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2007 | $1,000 | — |
| 2008 | $1,069 | +6.9% |
| 2009 | $1,108 | +3.6% |
| 2010 | $1,176 | +6.2% |
| 2011 | $1,269 | +7.9% |
| 2012 | $1,307 | +2.9% |
| 2013 | $1,279 | -2.1% |
| 2014 | $1,354 | +5.8% |
| 2015 | $1,361 | +0.6% |
| 2016 | $1,395 | +2.5% |
| 2017 | $1,451 | +4.0% |
| 2018 | $1,453 | +0.1% |
| 2019 | $1,581 | +8.8% |
| 2020 | $1,703 | +7.7% |
| 2021 | $1,672 | -1.9% |
| 2022 | $1,452 | -13.1% |
| 2023 | $1,535 | +5.7% |
| 2024 | $1,556 | +1.4% |
| 2025 | $1,666 | +7.1% |
| 2026 | $1,670 | +0.3% |
Best and worst month-end to buy
The best single month-end close to have bought BND was 2007-06 ($40.63): $1,000 then is $1,786 today. The worst was 2020-07 ($74.17): $1,000 then is $978.
FAQ
What would $1,000 in BND be worth today?
A $1,000 investment in Vanguard Total Bond Market ETF (BND) at the start of 2007 would be worth about $1,766 today, a total return of +76.6%. Dividends are reinvested in these figures.
What were the best and worst years for BND?
Vanguard Total Bond Market ETF (BND)'s strongest calendar year since 2007 was 2019, a +8.8% return — $1,000 held through that year became about $1,088 by year-end. Its weakest year was 2022, at -13.1%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in BND have grown?
Investing $100 at the end of every month since 2007-04 would have grown to about $28,789 on $23,300 invested.
Did BND beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $5,200. BND trailed the S&P 500 by +66.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Vanguard Total Bond Market ETF (BND) historical total-return data from 2007-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.