What if you'd held BOTJ?
A $1,000 investment in Bank of the James Financial Group, Inc. (BOTJ) at the month-end close of 2000-08 would be worth $9,512 at the close of 2026-09 — +851.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $8,250.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2000
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2000 | $1,000 | — |
| 2001 | $1,170 | +17.0% |
| 2002 | $1,413 | +20.8% |
| 2003 | $2,267 | +60.5% |
| 2004 | $2,628 | +15.9% |
| 2005 | $3,138 | +19.4% |
| 2006 | $3,814 | +21.5% |
| 2007 | $3,097 | -18.8% |
| 2008 | $1,947 | -37.1% |
| 2009 | $1,891 | -2.9% |
| 2010 | $1,826 | -3.4% |
| 2011 | $1,239 | -32.2% |
| 2012 | $1,603 | +29.4% |
| 2013 | $2,611 | +62.9% |
| 2014 | $2,943 | +12.7% |
| 2015 | $3,765 | +27.9% |
| 2016 | $4,502 | +19.6% |
| 2017 | $4,502 | 0.0% |
| 2018 | $3,984 | -11.5% |
| 2019 | $4,773 | +19.8% |
| 2020 | $3,883 | -18.7% |
| 2021 | $5,543 | +42.8% |
| 2022 | $4,364 | -21.3% |
| 2023 | $4,619 | +5.8% |
| 2024 | $6,194 | +34.1% |
| 2025 | $7,453 | +20.3% |
| 2026 | $11,130 | +49.3% |
Best and worst month-end to buy
The best single month-end close to have bought BOTJ was 2000-12 ($2.47): $1,000 then is $11,130 today. The worst was 2026-07 ($27.61): $1,000 then is $996.
FAQ
What would $1,000 in BOTJ be worth today?
A $1,000 investment in Bank of the James Financial Group, Inc. (BOTJ) at the start of 2000 would be worth about $9,512 today, a total return of +851.2%. Dividends are reinvested in these figures.
What were the best and worst years for BOTJ?
Bank of the James Financial Group, Inc. (BOTJ)'s strongest calendar year since 2000 was 2013, a +62.9% return — $1,000 held through that year became about $1,629 by year-end. Its weakest year was 2008, at -37.1%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in BOTJ have grown?
Investing $100 at the end of every month since 2000-08 would have grown to about $133,926 on $31,400 invested.
Did BOTJ beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $8,250. BOTJ beat the S&P 500 by +15.3% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Bank of the James Financial Group, Inc. (BOTJ) historical total-return data from 2000-08 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-03. Not financial advice.