What if you'd held BSAC?
A $1,000 investment in Banco Santander (BSAC) at the month-end close of 1994-10 would be worth $21,718 at the close of 2026-08 — +2071.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,326.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1994
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1994 | $1,000 | — |
| 1995 | $1,343 | +34.3% |
| 1996 | $1,350 | +0.5% |
| 1997 | $1,362 | +0.9% |
| 1998 | $959 | -29.6% |
| 1999 | $1,498 | +56.3% |
| 2000 | $1,441 | -3.8% |
| 2001 | $1,775 | +23.1% |
| 2002 | $1,619 | -8.8% |
| 2003 | $2,194 | +35.5% |
| 2004 | $3,349 | +52.7% |
| 2005 | $4,678 | +39.7% |
| 2006 | $5,248 | +12.2% |
| 2007 | $5,764 | +9.8% |
| 2008 | $4,164 | -27.8% |
| 2009 | $8,164 | +96.1% |
| 2010 | $12,266 | +50.3% |
| 2011 | $10,308 | -16.0% |
| 2012 | $10,460 | +1.5% |
| 2013 | $9,004 | -13.9% |
| 2014 | $7,861 | -12.7% |
| 2015 | $7,412 | -5.7% |
| 2016 | $9,692 | +30.8% |
| 2017 | $14,481 | +49.4% |
| 2018 | $14,461 | -0.1% |
| 2019 | $11,588 | -19.9% |
| 2020 | $10,080 | -13.0% |
| 2021 | $8,969 | -11.0% |
| 2022 | $9,238 | +3.0% |
| 2023 | $12,170 | +31.7% |
| 2024 | $12,279 | +0.9% |
| 2025 | $21,399 | +74.3% |
| 2026 | $25,372 | +18.6% |
Best and worst month-end to buy
The best single month-end close to have bought BSAC was 1998-09 ($1.11): $1,000 then is $31,629 today. The worst was 2026-08 ($35.14): $1,000 then is $1,000.
FAQ
What would $1,000 in BSAC be worth today?
A $1,000 investment in Banco Santander (BSAC) at the start of 1994 would be worth about $21,718 today, a total return of +2071.8%. Dividends are reinvested in these figures.
What were the best and worst years for BSAC?
Banco Santander (BSAC)'s strongest calendar year since 1994 was 2009, a +96.1% return — $1,000 held through that year became about $1,961 by year-end. Its weakest year was 1998, at -29.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in BSAC have grown?
Investing $100 at the end of every month since 1994-10 would have grown to about $290,615 on $38,300 invested.
Did BSAC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $16,326. BSAC beat the S&P 500 by +33.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Banco Santander (BSAC) historical total-return data from 1994-10 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.