Wall Street RegretsThe regret calculator.

What if you'd held BSEM?

A $1,000 investment in BioStem Technologies, Inc. (BSEM) at the month-end close of 2015-03 would be worth $1,392 at the close of 2026-09 — +39.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $4,541.

$1,000 since 2015$1,392Total return+39.2%Multiple1.4×CAGR+2.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,392Gain+$392 (+39.2%)Multiple1.4×CAGR+2.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2015$1,3922016$2672017$3782018$3172019$1,1882020$1,5202021$2,6212022$3,6542023$1,2712024$6482025$2752026$997

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000
    2016$705-29.5%
    2017$842+19.4%
    2018$225-73.3%
    2019$175-21.9%
    2020$102-42.0%
    2021$72.98-28.3%
    2022$210+187.5%
    2023$411+96.0%
    2024$971+136.2%
    2025$267-72.5%
    2026$267-0.3%

    Best and worst month-end to buy

    The best single month-end close to have bought BSEM was 2021-08 ($0.91): $1,000 then is $4,176 today. The worst was 2024-10 ($18.50): $1,000 then is $205.

    FAQ

    What would $1,000 in BSEM be worth today?

    A $1,000 investment in BioStem Technologies, Inc. (BSEM) at the start of 2015 would be worth about $1,392 today, a total return of +39.2%. Dividends are reinvested in these figures.

    What were the best and worst years for BSEM?

    BioStem Technologies, Inc. (BSEM)'s strongest calendar year since 2015 was 2022, a +187.5% return — $1,000 held through that year became about $2,875 by year-end. Its weakest year was 2018, at -73.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in BSEM have grown?

    Investing $100 at the end of every month since 2015-03 would have grown to about $18,647 on $13,900 invested.

    Did BSEM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $4,541. BSEM trailed the S&P 500 by +69.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    BioStem Technologies, Inc. (BSEM) historical total-return data from 2015-03 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-23. Not financial advice.