Wall Street RegretsThe regret calculator.

What if you'd held CBZ?

A $1,000 investment in CBIZ, Inc. (CBZ) at the month-end close of 1995-04 would be worth $38,770 at the close of 2026-08 — +3777.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $14,983.

$1,000 since 1995$38,770Total return+3777.0%Multiple38.8×CAGR+12.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$38,770Gain+$37,770 (+3777.0%)Multiple38.8×CAGR+12.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$6,4602001$48,4532002$23,7002003$20,5702004$12,1952005$12,5022006$9,0552007$7,8212008$5,5572009$6,3022010$7,0792011$8,7362012$8,9212013$9,2232014$5,9772015$6,3682016$5,5282017$3,9792018$3,5282019$2,7672020$2,0222021$2,0482022$1,3932023$1,1642024$8712025$6662026$1,080

    Every year, $1,000 from 1995

    YearValue of $1,000Year return
    1995$1,000
    1996$7,183+618.3%
    1997$10,219+42.3%
    1998$8,516-16.7%
    1999$4,999-41.3%
    2000$666-86.7%
    2001$1,363+104.4%
    2002$1,570+15.2%
    2003$2,648+68.7%
    2004$2,583-2.5%
    2005$3,566+38.1%
    2006$4,129+15.8%
    2007$5,812+40.7%
    2008$5,124-11.8%
    2009$4,562-11.0%
    2010$3,697-19.0%
    2011$3,620-2.1%
    2012$3,501-3.3%
    2013$5,403+54.3%
    2014$5,071-6.1%
    2015$5,841+15.2%
    2016$8,116+38.9%
    2017$9,153+12.8%
    2018$11,671+27.5%
    2019$15,972+36.9%
    2020$15,764-1.3%
    2021$23,175+47.0%
    2022$27,755+19.8%
    2023$37,079+33.6%
    2024$48,477+30.7%
    2025$29,887-38.3%
    2026$32,293+8.0%

    Best and worst month-end to buy

    The best single month-end close to have bought CBZ was 2000-11 ($1.06): $1,000 then is $51,279 today. The worst was 2025-01 ($85.81): $1,000 then is $635.

    FAQ

    What would $1,000 in CBZ be worth today?

    A $1,000 investment in CBIZ, Inc. (CBZ) at the start of 1995 would be worth about $38,770 today, a total return of +3777.0%. Dividends are reinvested in these figures.

    What were the best and worst years for CBZ?

    CBIZ, Inc. (CBZ)'s strongest calendar year since 1995 was 1996, a +618.3% return — $1,000 held through that year became about $7,183 by year-end. Its weakest year was 2000, at -86.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CBZ have grown?

    Investing $100 at the end of every month since 1995-04 would have grown to about $311,686 on $37,700 invested.

    Did CBZ beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $14,983. CBZ beat the S&P 500 by +158.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    CBIZ, Inc. (CBZ) historical total-return data from 1995-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.