Wall Street RegretsThe regret calculator.

What if you'd held CM?

A $1,000 investment in Canadian Imperial Bank of Commerce (CM) at the month-end close of 1997-11 would be worth $29,391 at the close of 2026-08 — +2839.1% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $13,483.

$1,000 since 1997$29,391Total return+2839.1%Multiple29.4×CAGR+12.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$29,391Gain+$28,391 (+2839.1%)Multiple29.4×CAGR+12.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$33,3322001$24,1712002$21,0552003$24,6402004$13,1262005$10,4222006$9,1612007$6,9122008$7,8692009$12,6752010$7,7152011$6,0752012$6,2822013$5,3752014$4,7922015$4,5262016$5,6352017$4,3412018$3,4752019$4,3312020$3,6802021$3,3692022$2,3932023$3,2712024$2,5862025$1,8762026$1,281

    Every year, $1,000 from 1997

    YearValue of $1,000Year return
    1997$1,000
    1998$826-17.4%
    1999$839+1.5%
    2000$1,156+37.9%
    2001$1,328+14.8%
    2002$1,134-14.5%
    2003$2,130+87.7%
    2004$2,682+25.9%
    2005$3,051+13.8%
    2006$4,044+32.5%
    2007$3,553-12.2%
    2008$2,205-37.9%
    2009$3,623+64.3%
    2010$4,601+27.0%
    2011$4,450-3.3%
    2012$5,200+16.9%
    2013$5,834+12.2%
    2014$6,176+5.9%
    2015$4,961-19.7%
    2016$6,440+29.8%
    2017$8,044+24.9%
    2018$6,455-19.8%
    2019$7,597+17.7%
    2020$8,298+9.2%
    2021$11,682+40.8%
    2022$8,545-26.9%
    2023$10,809+26.5%
    2024$14,900+37.8%
    2025$21,826+46.5%
    2026$27,954+28.1%

    Best and worst month-end to buy

    The best single month-end close to have bought CM was 1998-09 ($2.49): $1,000 then is $45,916 today. The worst was 2026-07 ($118): $1,000 then is $967.

    FAQ

    What would $1,000 in CM be worth today?

    A $1,000 investment in Canadian Imperial Bank of Commerce (CM) at the start of 1997 would be worth about $29,391 today, a total return of +2839.1%. Dividends are reinvested in these figures.

    What were the best and worst years for CM?

    Canadian Imperial Bank of Commerce (CM)'s strongest calendar year since 1997 was 2003, a +87.7% return — $1,000 held through that year became about $1,877 by year-end. Its weakest year was 2008, at -37.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CM have grown?

    Investing $100 at the end of every month since 1997-11 would have grown to about $345,875 on $34,600 invested.

    Did CM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $13,483. CM beat the S&P 500 by +118.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Canadian Imperial Bank of Commerce (CM) historical total-return data from 1997-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.