Wall Street RegretsThe regret calculator.

What if you'd held CRAK?

A $1,000 investment in VanEck Oil Refiners ETF (CRAK) at the month-end close of 2015-08 would be worth $4,594 at the close of 2026-09 — +359.4% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $4,720.

$1,000 since 2015$4,594Total return+359.4%Multiple4.6×CAGR+14.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,594Gain+$3,594 (+359.4%)Multiple4.6×CAGR+14.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2015$4,5942016$4,2952017$3,9342018$2,6292019$2,9372020$2,6922021$3,0332022$2,7352023$2,2962024$2,0192025$2,3772026$1,708

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000
    2016$1,092+9.2%
    2017$1,633+49.6%
    2018$1,462-10.5%
    2019$1,595+9.1%
    2020$1,416-11.2%
    2021$1,570+10.9%
    2022$1,871+19.1%
    2023$2,127+13.7%
    2024$1,807-15.1%
    2025$2,514+39.1%
    2026$4,295+70.8%

    Best and worst month-end to buy

    The best single month-end close to have bought CRAK was 2015-09 ($13.62): $1,000 then is $4,705 today. The worst was 2026-09 ($64.08): $1,000 then is $1,000.

    FAQ

    What would $1,000 in CRAK be worth today?

    A $1,000 investment in VanEck Oil Refiners ETF (CRAK) at the start of 2015 would be worth about $4,594 today, a total return of +359.4%. Dividends are reinvested in these figures.

    What were the best and worst years for CRAK?

    VanEck Oil Refiners ETF (CRAK)'s strongest calendar year since 2015 was 2026, a +70.8% return — $1,000 held through that year became about $1,708 by year-end. Its weakest year was 2024, at -15.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CRAK have grown?

    Investing $100 at the end of every month since 2015-08 would have grown to about $36,953 on $13,400 invested.

    Did CRAK beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $4,720. CRAK trailed the S&P 500 by +2.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    VanEck Oil Refiners ETF (CRAK) historical total-return data from 2015-08 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-23. Not financial advice.