Wall Street RegretsThe regret calculator.

What if you'd held CTRN?

A $1,000 investment in Citi Trends, Inc. (CTRN) at the month-end close of 2005-05 would be worth $4,679 at the close of 2026-09 — +367.9% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,705.

$1,000 since 2005$4,679Total return+367.9%Multiple4.7×CAGR+7.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,679Gain+$3,679 (+367.9%)Multiple4.7×CAGR+7.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2005$4,6792006$1,7862007$1,9232008$4,9382009$5,1792010$2,7602011$3,1062012$8,6892013$5,5422014$4,4842015$3,0192016$3,5692017$3,9732018$2,7852019$3,5692020$3,0902021$1,4322022$7512023$2,6872024$2,5162025$2,7112026$1,712

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$929-7.1%
    2007$362-61.1%
    2008$345-4.6%
    2009$647+87.6%
    2010$575-11.1%
    2011$206-64.3%
    2012$322+56.8%
    2013$398+23.6%
    2014$592+48.5%
    2015$501-15.4%
    2016$450-10.2%
    2017$641+42.7%
    2018$501-22.0%
    2019$578+15.5%
    2020$1,247+115.7%
    2021$2,378+90.7%
    2022$665-72.1%
    2023$710+6.8%
    2024$659-7.2%
    2025$1,043+58.3%
    2026$1,786+71.2%

    Best and worst month-end to buy

    The best single month-end close to have bought CTRN was 2011-12 ($8.19): $1,000 then is $8,689 today. The worst was 2021-04 ($105): $1,000 then is $680.

    FAQ

    What would $1,000 in CTRN be worth today?

    A $1,000 investment in Citi Trends, Inc. (CTRN) at the start of 2005 would be worth about $4,679 today, a total return of +367.9%. Dividends are reinvested in these figures.

    What were the best and worst years for CTRN?

    Citi Trends, Inc. (CTRN)'s strongest calendar year since 2005 was 2020, a +115.7% return — $1,000 held through that year became about $2,157 by year-end. Its weakest year was 2022, at -72.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in CTRN have grown?

    Investing $100 at the end of every month since 2005-05 would have grown to about $89,025 on $25,700 invested.

    Did CTRN beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,705. CTRN trailed the S&P 500 by +51.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Citi Trends, Inc. (CTRN) historical total-return data from 2005-05 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.