What if you'd held DDT?
A $1,000 investment in Dillard's Capital Trust I (DDT) at the month-end close of 1998-10 would be worth $10,859 at the close of 2026-08 — +985.9% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $11,564.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1998
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1998 | $1,000 | — |
| 1999 | $726 | -27.4% |
| 2000 | $629 | -13.3% |
| 2001 | $964 | +53.2% |
| 2002 | $992 | +2.9% |
| 2003 | $1,488 | +50.0% |
| 2004 | $1,698 | +14.1% |
| 2005 | $1,770 | +4.3% |
| 2006 | $1,988 | +12.3% |
| 2007 | $1,593 | -19.9% |
| 2008 | $625 | -60.8% |
| 2009 | $2,254 | +260.6% |
| 2010 | $3,101 | +37.6% |
| 2011 | $3,480 | +12.2% |
| 2012 | $3,843 | +10.4% |
| 2013 | $4,109 | +6.9% |
| 2014 | $4,540 | +10.5% |
| 2015 | $5,032 | +10.8% |
| 2016 | $5,226 | +3.8% |
| 2017 | $5,589 | +6.9% |
| 2018 | $5,831 | +4.3% |
| 2019 | $6,468 | +10.9% |
| 2020 | $6,585 | +1.8% |
| 2021 | $8,012 | +21.7% |
| 2022 | $7,750 | -3.3% |
| 2023 | $8,508 | +9.8% |
| 2024 | $9,137 | +7.4% |
| 2025 | $10,008 | +9.5% |
| 2026 | $10,552 | +5.4% |
Best and worst month-end to buy
The best single month-end close to have bought DDT was 2008-11 ($1.25): $1,000 then is $20,936 today. The worst was 2026-07 ($26.20): $1,000 then is $999.
FAQ
What would $1,000 in DDT be worth today?
A $1,000 investment in Dillard's Capital Trust I (DDT) at the start of 1998 would be worth about $10,859 today, a total return of +985.9%. Dividends are reinvested in these figures.
What were the best and worst years for DDT?
Dillard's Capital Trust I (DDT)'s strongest calendar year since 1998 was 2009, a +260.6% return — $1,000 held through that year became about $3,606 by year-end. Its weakest year was 2008, at -60.8%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in DDT have grown?
Investing $100 at the end of every month since 1998-10 would have grown to about $161,790 on $33,500 invested.
Did DDT beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $11,564. DDT trailed the S&P 500 by +6.1% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Dillard's Capital Trust I (DDT) historical total-return data from 1998-10 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.