Wall Street RegretsThe regret calculator.

What if you'd held EFG?

A $1,000 investment in iShares MSCI EAFE Growth ETF (EFG) at the month-end close of 2005-08 would be worth $3,444 at the close of 2026-09 — +244.4% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,430.

$1,000 since 2005$3,444Total return+244.4%Multiple3.4×CAGR+6.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,444Gain+$2,444 (+244.4%)Multiple3.4×CAGR+6.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2005$3,4442006$3,1852007$2,6152008$2,2742009$3,8032010$3,0612011$2,7082012$3,1082013$2,6272014$2,1602015$2,2962016$2,2132017$2,2842018$1,7722019$2,0352020$1,5972021$1,3552022$1,2202023$1,5872024$1,3502025$1,3302026$1,102

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$1,218+21.8%
    2007$1,400+15.0%
    2008$837-40.2%
    2009$1,040+24.2%
    2010$1,176+13.0%
    2011$1,025-12.9%
    2012$1,212+18.3%
    2013$1,474+21.6%
    2014$1,387-5.9%
    2015$1,439+3.7%
    2016$1,394-3.1%
    2017$1,797+28.9%
    2018$1,565-12.9%
    2019$1,994+27.5%
    2020$2,351+17.9%
    2021$2,609+11.0%
    2022$2,006-23.1%
    2023$2,358+17.6%
    2024$2,394+1.5%
    2025$2,890+20.7%
    2026$3,185+10.2%

    Best and worst month-end to buy

    The best single month-end close to have bought EFG was 2009-02 ($25.85): $1,000 then is $4,818 today. The worst was 2026-09 ($125): $1,000 then is $1,000.

    FAQ

    What would $1,000 in EFG be worth today?

    A $1,000 investment in iShares MSCI EAFE Growth ETF (EFG) at the start of 2005 would be worth about $3,444 today, a total return of +244.4%. Dividends are reinvested in these figures.

    What were the best and worst years for EFG?

    iShares MSCI EAFE Growth ETF (EFG)'s strongest calendar year since 2005 was 2017, a +28.9% return — $1,000 held through that year became about $1,289 by year-end. Its weakest year was 2008, at -40.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in EFG have grown?

    Investing $100 at the end of every month since 2005-08 would have grown to about $54,701 on $25,400 invested.

    Did EFG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,430. EFG trailed the S&P 500 by +63.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares MSCI EAFE Growth ETF (EFG) historical total-return data from 2005-08 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.