Wall Street RegretsThe regret calculator.

What if you'd held ERC?

A $1,000 investment in Allspring Multi-Sector Income Fund (ERC) at the month-end close of 2003-06 would be worth $4,117 at the close of 2026-09 — +311.7% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $12,273.

$1,000 since 2003$4,117Total return+311.7%Multiple4.1×CAGR+6.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,117Gain+$3,117 (+311.7%)Multiple4.1×CAGR+6.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2003$4,1172004$4,2302005$3,9232006$4,1922007$3,5582008$3,5862009$4,5002010$2,8962011$2,4612012$2,3542013$1,9912014$2,1152015$2,0092016$2,2072017$1,7722018$1,5832019$1,6972020$1,3252021$1,2702022$1,0692023$1,3002024$1,2392025$1,1682026$1,052

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,078+7.8%
    2005$1,009-6.4%
    2006$1,189+17.8%
    2007$1,180-0.8%
    2008$940-20.3%
    2009$1,461+55.4%
    2010$1,719+17.7%
    2011$1,797+4.6%
    2012$2,124+18.2%
    2013$2,000-5.9%
    2014$2,106+5.3%
    2015$1,917-9.0%
    2016$2,387+24.5%
    2017$2,673+12.0%
    2018$2,493-6.7%
    2019$3,194+28.1%
    2020$3,332+4.3%
    2021$3,959+18.8%
    2022$3,253-17.8%
    2023$3,415+5.0%
    2024$3,622+6.1%
    2025$4,023+11.1%
    2026$4,230+5.2%

    Best and worst month-end to buy

    The best single month-end close to have bought ERC was 2008-11 ($1.70): $1,000 then is $5,400 today. The worst was 2026-08 ($9.33): $1,000 then is $984.

    FAQ

    What would $1,000 in ERC be worth today?

    A $1,000 investment in Allspring Multi-Sector Income Fund (ERC) at the start of 2003 would be worth about $4,117 today, a total return of +311.7%. Dividends are reinvested in these figures.

    What were the best and worst years for ERC?

    Allspring Multi-Sector Income Fund (ERC)'s strongest calendar year since 2003 was 2009, a +55.4% return — $1,000 held through that year became about $1,554 by year-end. Its weakest year was 2008, at -20.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ERC have grown?

    Investing $100 at the end of every month since 2003-06 would have grown to about $64,253 on $28,000 invested.

    Did ERC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $12,273. ERC trailed the S&P 500 by +66.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Allspring Multi-Sector Income Fund (ERC) historical total-return data from 2003-06 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.