Wall Street RegretsThe regret calculator.

What if you'd held ESNT?

A $1,000 investment in Essent Group Ltd. Common Shares (ESNT) at the month-end close of 2013-10 would be worth $3,782 at the close of 2026-09 — +278.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $5,512.

$1,000 since 2013$3,782Total return+278.2%Multiple3.8×CAGR+10.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,782Gain+$2,782 (+278.2%)Multiple3.8×CAGR+10.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2013$3,7822014$3,3022015$3,0902016$3,6302017$2,4542018$1,8302019$2,3252020$1,5192021$1,7982022$1,6802023$1,9252024$1,3892025$1,3202026$1,083

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,069+6.9%
    2015$910-14.9%
    2016$1,346+47.9%
    2017$1,805+34.1%
    2018$1,421-21.3%
    2019$2,174+53.0%
    2020$1,836-15.5%
    2021$1,966+7.0%
    2022$1,715-12.7%
    2023$2,377+38.6%
    2024$2,501+5.2%
    2025$3,050+21.9%
    2026$3,302+8.3%

    Best and worst month-end to buy

    The best single month-end close to have bought ESNT was 2016-01 ($15.65): $1,000 then is $4,420 today. The worst was 2026-09 ($69.18): $1,000 then is $1,000.

    FAQ

    What would $1,000 in ESNT be worth today?

    A $1,000 investment in Essent Group Ltd. Common Shares (ESNT) at the start of 2013 would be worth about $3,782 today, a total return of +278.2%. Dividends are reinvested in these figures.

    What were the best and worst years for ESNT?

    Essent Group Ltd. Common Shares (ESNT)'s strongest calendar year since 2013 was 2019, a +53.0% return — $1,000 held through that year became about $1,530 by year-end. Its weakest year was 2018, at -21.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ESNT have grown?

    Investing $100 at the end of every month since 2013-10 would have grown to about $33,021 on $15,600 invested.

    Did ESNT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $5,512. ESNT trailed the S&P 500 by +31.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Essent Group Ltd. Common Shares (ESNT) historical total-return data from 2013-10 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.