Wall Street RegretsThe regret calculator.

What if you'd held EUM?

A $1,000 investment in ProShares Short MSCI Emerging Markets (EUM) at the month-end close of 2007-11 would be worth $138 at the close of 2026-09 — -86.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $7,449.

$1,000 since 2007$138Total return-86.2%Multiple0.14×CAGR-10.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$138Gain+$-862 (-86.2%)Multiple0.1×CAGR-10.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2007$1382008$1372009$1152010$2332011$2952012$2712013$3392014$3442015$3432016$3072017$3622018$5032019$4392020$5182021$6862022$6942023$5742024$5972025$6022026$778

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$1,196+19.6%
    2009$590-50.7%
    2010$466-20.9%
    2011$508+8.9%
    2012$406-20.1%
    2013$400-1.4%
    2014$401+0.1%
    2015$448+11.9%
    2016$380-15.3%
    2017$273-28.1%
    2018$313+14.6%
    2019$265-15.3%
    2020$201-24.4%
    2021$198-1.3%
    2022$240+21.1%
    2023$230-3.9%
    2024$229-0.8%
    2025$177-22.6%
    2026$137-22.2%

    Best and worst month-end to buy

    The best single month-end close to have bought EUM was 2026-09 ($15.39): $1,000 then is $1,000 today. The worst was 2008-11 ($154): $1,000 then is $99.66.

    FAQ

    What would $1,000 in EUM be worth today?

    A $1,000 investment in ProShares Short MSCI Emerging Markets (EUM) at the start of 2007 would be worth about $138 today, a total return of -86.2%. Dividends are reinvested in these figures.

    What were the best and worst years for EUM?

    ProShares Short MSCI Emerging Markets (EUM)'s strongest calendar year since 2007 was 2022, a +21.1% return — $1,000 held through that year became about $1,211 by year-end. Its weakest year was 2009, at -50.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in EUM have grown?

    Investing $100 at the end of every month since 2007-11 would have grown to about $10,042 on $22,700 invested.

    Did EUM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $7,449. EUM trailed the S&P 500 by +98.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    ProShares Short MSCI Emerging Markets (EUM) historical total-return data from 2007-11 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.