Wall Street RegretsThe regret calculator.

What if you'd held FDIS?

A $1,000 investment in Fidelity MSCI Consumer Discretionary Index ETF (FDIS) at the month-end close of 2013-10 would be worth $4,462 at the close of 2026-09 — +346.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $5,512.

$1,000 since 2013$4,462Total return+346.2%Multiple4.5×CAGR+12.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,462Gain+$3,462 (+346.2%)Multiple4.5×CAGR+12.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2013$4,4622014$4,2112015$3,8502016$3,6222017$3,4112018$2,7742019$2,7992020$2,1962021$1,4692022$1,1822023$1,8262024$1,3002025$1,0442026$988

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,094+9.4%
    2015$1,163+6.3%
    2016$1,235+6.2%
    2017$1,518+23.0%
    2018$1,505-0.9%
    2019$1,918+27.4%
    2020$2,866+49.5%
    2021$3,562+24.3%
    2022$2,307-35.2%
    2023$3,240+40.5%
    2024$4,032+24.4%
    2025$4,261+5.7%
    2026$4,211-1.2%

    Best and worst month-end to buy

    The best single month-end close to have bought FDIS was 2014-01 ($22.49): $1,000 then is $4,472 today. The worst was 2026-05 ($104): $1,000 then is $966.

    FAQ

    What would $1,000 in FDIS be worth today?

    A $1,000 investment in Fidelity MSCI Consumer Discretionary Index ETF (FDIS) at the start of 2013 would be worth about $4,462 today, a total return of +346.2%. Dividends are reinvested in these figures.

    What were the best and worst years for FDIS?

    Fidelity MSCI Consumer Discretionary Index ETF (FDIS)'s strongest calendar year since 2013 was 2020, a +49.5% return — $1,000 held through that year became about $1,495 by year-end. Its weakest year was 2022, at -35.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in FDIS have grown?

    Investing $100 at the end of every month since 2013-10 would have grown to about $35,797 on $15,600 invested.

    Did FDIS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $5,512. FDIS trailed the S&P 500 by +19.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Fidelity MSCI Consumer Discretionary Index ETF (FDIS) historical total-return data from 2013-10 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.