What if you'd held FDL?
A $1,000 investment in First Trust Morningstar ETF (FDL) at the month-end close of 2006-03 would be worth $5,913 at the close of 2026-09 — +491.3% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $8,793.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2006
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2006 | $1,000 | — |
| 2007 | $890 | -11.0% |
| 2008 | $613 | -31.1% |
| 2009 | $696 | +13.4% |
| 2010 | $808 | +16.2% |
| 2011 | $925 | +14.5% |
| 2012 | $1,008 | +9.0% |
| 2013 | $1,238 | +22.7% |
| 2014 | $1,401 | +13.2% |
| 2015 | $1,437 | +2.6% |
| 2016 | $1,736 | +20.8% |
| 2017 | $1,944 | +12.0% |
| 2018 | $1,828 | -6.0% |
| 2019 | $2,273 | +24.4% |
| 2020 | $2,176 | -4.3% |
| 2021 | $2,743 | +26.1% |
| 2022 | $2,926 | +6.7% |
| 2023 | $3,012 | +2.9% |
| 2024 | $3,554 | +18.0% |
| 2025 | $4,080 | +14.8% |
| 2026 | $4,955 | +21.5% |
Best and worst month-end to buy
The best single month-end close to have bought FDL was 2009-02 ($4.36): $1,000 then is $12,138 today. The worst was 2026-08 ($52.93): $1,000 then is $1,000.
FAQ
What would $1,000 in FDL be worth today?
A $1,000 investment in First Trust Morningstar ETF (FDL) at the start of 2006 would be worth about $5,913 today, a total return of +491.3%. Dividends are reinvested in these figures.
What were the best and worst years for FDL?
First Trust Morningstar ETF (FDL)'s strongest calendar year since 2006 was 2021, a +26.1% return — $1,000 held through that year became about $1,261 by year-end. Its weakest year was 2008, at -31.1%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FDL have grown?
Investing $100 at the end of every month since 2006-03 would have grown to about $92,310 on $24,700 invested.
Did FDL beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $8,793. FDL trailed the S&P 500 by +32.8% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
First Trust Morningstar ETF (FDL) historical total-return data from 2006-03 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.