What if you'd held FMAO?
A $1,000 investment in Farmers & Merchants Bancorp, Inc. (FMAO) at the month-end close of 2006-01 would be worth $6,199 at the close of 2026-09 — +519.9% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $8,926.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2006
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2006 | $1,000 | — |
| 2007 | $932 | -6.8% |
| 2008 | $958 | +2.9% |
| 2009 | $814 | -15.1% |
| 2010 | $935 | +14.9% |
| 2011 | $952 | +1.8% |
| 2012 | $1,126 | +18.4% |
| 2013 | $1,290 | +14.5% |
| 2014 | $1,617 | +25.4% |
| 2015 | $1,669 | +3.2% |
| 2016 | $2,236 | +34.0% |
| 2017 | $5,304 | +137.2% |
| 2018 | $5,072 | -4.4% |
| 2019 | $4,060 | -19.9% |
| 2020 | $3,193 | -21.4% |
| 2021 | $4,689 | +46.8% |
| 2022 | $3,987 | -15.0% |
| 2023 | $3,777 | -5.3% |
| 2024 | $4,649 | +23.1% |
| 2025 | $4,045 | -13.0% |
| 2026 | $5,869 | +45.1% |
Best and worst month-end to buy
The best single month-end close to have bought FMAO was 2009-11 ($4.51): $1,000 then is $7,820 today. The worst was 2018-07 ($36.67): $1,000 then is $962.
FAQ
What would $1,000 in FMAO be worth today?
A $1,000 investment in Farmers & Merchants Bancorp, Inc. (FMAO) at the start of 2006 would be worth about $6,199 today, a total return of +519.9%. Dividends are reinvested in these figures.
What were the best and worst years for FMAO?
Farmers & Merchants Bancorp, Inc. (FMAO)'s strongest calendar year since 2006 was 2017, a +137.2% return — $1,000 held through that year became about $2,372 by year-end. Its weakest year was 2020, at -21.4%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FMAO have grown?
Investing $100 at the end of every month since 2006-01 would have grown to about $87,582 on $24,900 invested.
Did FMAO beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $8,926. FMAO trailed the S&P 500 by +30.6% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Farmers & Merchants Bancorp, Inc. (FMAO) historical total-return data from 2006-01 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.