What if you'd held FRAF?
A $1,000 investment in Franklin Financial Services Corporation (FRAF) at the month-end close of 1994-04 would be worth $14,466 at the close of 2026-08 — +1346.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $17,103.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1994
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1994 | $1,000 | — |
| 1995 | $1,211 | +21.1% |
| 1996 | $1,516 | +25.2% |
| 1997 | $2,342 | +54.5% |
| 1998 | $2,089 | -10.8% |
| 1999 | $1,459 | -30.2% |
| 2000 | $1,136 | -22.1% |
| 2001 | $1,787 | +57.2% |
| 2002 | $2,040 | +14.2% |
| 2003 | $2,700 | +32.4% |
| 2004 | $2,754 | +2.0% |
| 2005 | $2,648 | -3.9% |
| 2006 | $2,975 | +12.4% |
| 2007 | $2,829 | -4.9% |
| 2008 | $2,171 | -23.2% |
| 2009 | $2,069 | -4.7% |
| 2010 | $2,467 | +19.2% |
| 2011 | $1,774 | -28.1% |
| 2012 | $2,124 | +19.7% |
| 2013 | $2,710 | +27.6% |
| 2014 | $3,613 | +33.3% |
| 2015 | $3,983 | +10.2% |
| 2016 | $5,020 | +26.0% |
| 2017 | $6,742 | +34.3% |
| 2018 | $5,859 | -13.1% |
| 2019 | $7,427 | +26.8% |
| 2020 | $5,414 | -27.1% |
| 2021 | $6,906 | +27.5% |
| 2022 | $7,836 | +13.5% |
| 2023 | $7,149 | -8.8% |
| 2024 | $7,050 | -1.4% |
| 2025 | $12,228 | +73.5% |
| 2026 | $15,400 | +25.9% |
Best and worst month-end to buy
The best single month-end close to have bought FRAF was 1994-12 ($4.03): $1,000 then is $15,400 today. The worst was 2026-07 ($62.77): $1,000 then is $989.
FAQ
What would $1,000 in FRAF be worth today?
A $1,000 investment in Franklin Financial Services Corporation (FRAF) at the start of 1994 would be worth about $14,466 today, a total return of +1346.6%. Dividends are reinvested in these figures.
What were the best and worst years for FRAF?
Franklin Financial Services Corporation (FRAF)'s strongest calendar year since 1994 was 2025, a +73.5% return — $1,000 held through that year became about $1,735 by year-end. Its weakest year was 1999, at -30.2%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in FRAF have grown?
Investing $100 at the end of every month since 1994-04 would have grown to about $234,128 on $38,900 invested.
Did FRAF beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $17,103. FRAF trailed the S&P 500 by +15.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Franklin Financial Services Corporation (FRAF) historical total-return data from 1994-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.