Wall Street RegretsThe regret calculator.

What if you'd held GCBC?

A $1,000 investment in Greene County Bancorp, Inc. (GCBC) at the month-end close of 1999-06 would be worth $68,251 at the close of 2026-09 — +6725.1% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,153.

$1,000 since 1999$68,251Total return+6725.1%Multiple68.3×CAGR+16.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$68,251Gain+$67,251 (+6725.1%)Multiple68.3×CAGR+16.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2000$66,0462001$61,1622002$36,4532003$27,8812004$15,4262005$15,1642006$16,1512007$15,2642008$18,6772009$20,2922010$13,1692011$9,8612012$10,8462013$8,4652014$6,6302015$5,5712016$5,1152017$3,4902018$2,4142019$2,4982020$2,6622021$2,9492022$2,0102023$1,2732024$1,2802025$1,2882026$1,581

    Every year, $1,000 from 1999

    YearValue of $1,000Year return
    1999$1,000
    2000$1,080+8.0%
    2001$1,812+67.8%
    2002$2,369+30.7%
    2003$4,281+80.7%
    2004$4,356+1.7%
    2005$4,089-6.1%
    2006$4,327+5.8%
    2007$3,536-18.3%
    2008$3,255-8.0%
    2009$5,015+54.1%
    2010$6,698+33.5%
    2011$6,089-9.1%
    2012$7,802+28.1%
    2013$9,962+27.7%
    2014$11,856+19.0%
    2015$12,913+8.9%
    2016$18,922+46.5%
    2017$27,361+44.6%
    2018$26,435-3.4%
    2019$24,812-6.1%
    2020$22,394-9.7%
    2021$32,863+46.8%
    2022$51,894+57.9%
    2023$51,601-0.6%
    2024$51,283-0.6%
    2025$41,783-18.5%
    2026$66,046+58.1%

    Best and worst month-end to buy

    The best single month-end close to have bought GCBC was 2000-02 ($0.47): $1,000 then is $74,072 today. The worst was 2022-11 ($36.26): $1,000 then is $958.

    FAQ

    What would $1,000 in GCBC be worth today?

    A $1,000 investment in Greene County Bancorp, Inc. (GCBC) at the start of 1999 would be worth about $68,251 today, a total return of +6725.1%. Dividends are reinvested in these figures.

    What were the best and worst years for GCBC?

    Greene County Bancorp, Inc. (GCBC)'s strongest calendar year since 1999 was 2003, a +80.7% return — $1,000 held through that year became about $1,807 by year-end. Its weakest year was 2025, at -18.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in GCBC have grown?

    Investing $100 at the end of every month since 1999-06 would have grown to about $450,959 on $32,800 invested.

    Did GCBC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,153. GCBC beat the S&P 500 by +645.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Greene County Bancorp, Inc. (GCBC) historical total-return data from 1999-06 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-02. Not financial advice.