Wall Street RegretsThe regret calculator.

What if you'd held GGB?

A $1,000 investment in Gerdau S.A. (GGB) at the month-end close of 1999-03 would be worth $39,603 at the close of 2026-08 — +3860.3% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,820.

$1,000 since 1999$39,603Total return+3860.3%Multiple39.6×CAGR+14.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$39,603Gain+$38,603 (+3860.3%)Multiple39.6×CAGR+14.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$14,7452001$21,4692002$17,4262003$17,9722004$5,7232005$3,0642006$2,0502007$1,3972008$7472009$1,5812010$6072011$7212012$1,2632013$1,0842014$1,2252015$2,6532016$7,6082017$2,8932018$2,4312019$2,3462020$1,7632021$1,8242022$1,5392023$1,1992024$1,2222025$1,6492026$1,260

    Every year, $1,000 from 1999

    YearValue of $1,000Year return
    1999$1,000
    2000$687-31.3%
    2001$846+23.2%
    2002$820-3.0%
    2003$2,576+214.0%
    2004$4,812+86.8%
    2005$7,194+49.5%
    2006$10,553+46.7%
    2007$19,743+87.1%
    2008$9,326-52.8%
    2009$24,272+160.2%
    2010$20,461-15.7%
    2011$11,672-43.0%
    2012$13,607+16.6%
    2013$12,037-11.5%
    2014$5,558-53.8%
    2015$1,938-65.1%
    2016$5,096+163.0%
    2017$6,065+19.0%
    2018$6,284+3.6%
    2019$8,363+33.1%
    2020$8,082-3.4%
    2021$9,580+18.5%
    2022$12,302+28.4%
    2023$12,064-1.9%
    2024$8,941-25.9%
    2025$11,701+30.9%
    2026$14,745+26.0%

    Best and worst month-end to buy

    The best single month-end close to have bought GGB was 1999-03 ($0.12): $1,000 then is $39,603 today. The worst was 2008-05 ($10.69): $1,000 then is $429.

    FAQ

    What would $1,000 in GGB be worth today?

    A $1,000 investment in Gerdau S.A. (GGB) at the start of 1999 would be worth about $39,603 today, a total return of +3860.3%. Dividends are reinvested in these figures.

    What were the best and worst years for GGB?

    Gerdau S.A. (GGB)'s strongest calendar year since 1999 was 2003, a +214.0% return — $1,000 held through that year became about $3,140 by year-end. Its weakest year was 2015, at -65.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in GGB have grown?

    Investing $100 at the end of every month since 1999-03 would have grown to about $160,491 on $33,000 invested.

    Did GGB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,820. GGB beat the S&P 500 by +303.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Gerdau S.A. (GGB) historical total-return data from 1999-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.