Wall Street RegretsThe regret calculator.

What if you'd held GJT?

A $1,000 investment in Synthetic Fixed-Income Securities, Inc. Floating Rate Structured Repackaged Asset-Backed Trust Securities Certificates, Series 2006-3 (GJT) at the month-end close of 2006-05 would be worth $1,833 at the close of 2026-09 — +83.3% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $8,933.

$1,000 since 2006$1,833Total return+83.3%Multiple1.8×CAGR+3.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,833Gain+$833 (+83.3%)Multiple1.8×CAGR+3.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2006$1,8332007$1,8062008$2,3482009$5,3262010$2,2012011$2,0962012$2,4262013$2,3312014$2,4062015$1,9552016$1,9062017$1,8702018$1,6472019$1,5772020$1,4622021$1,4552022$1,4502023$1,3882024$1,2212025$1,1052026$1,040

    Every year, $1,000 from 2006

    YearValue of $1,000Year return
    2006$1,000
    2007$769-23.1%
    2008$339-55.9%
    2009$820+142.0%
    2010$862+5.0%
    2011$744-13.6%
    2012$774+4.1%
    2013$750-3.1%
    2014$924+23.1%
    2015$947+2.5%
    2016$966+2.0%
    2017$1,096+13.5%
    2018$1,145+4.4%
    2019$1,235+7.9%
    2020$1,241+0.5%
    2021$1,245+0.3%
    2022$1,301+4.5%
    2023$1,478+13.6%
    2024$1,635+10.6%
    2025$1,736+6.2%
    2026$1,806+4.0%

    Best and worst month-end to buy

    The best single month-end close to have bought GJT was 2008-11 ($3.98): $1,000 then is $5,834 today. The worst was 2026-07 ($23.57): $1,000 then is $985.

    FAQ

    What would $1,000 in GJT be worth today?

    A $1,000 investment in Synthetic Fixed-Income Securities, Inc. Floating Rate Structured Repackaged Asset-Backed Trust Securities Certificates, Series 2006-3 (GJT) at the start of 2006 would be worth about $1,833 today, a total return of +83.3%. Dividends are reinvested in these figures.

    What were the best and worst years for GJT?

    Synthetic Fixed-Income Securities, Inc. Floating Rate Structured Repackaged Asset-Backed Trust Securities Certificates, Series 2006-3 (GJT)'s strongest calendar year since 2006 was 2009, a +142.0% return — $1,000 held through that year became about $2,420 by year-end. Its weakest year was 2008, at -55.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in GJT have grown?

    Investing $100 at the end of every month since 2006-05 would have grown to about $45,232 on $24,500 invested.

    Did GJT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $8,933. GJT trailed the S&P 500 by +79.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Synthetic Fixed-Income Securities, Inc. Floating Rate Structured Repackaged Asset-Backed Trust Securities Certificates, Series 2006-3 (GJT) historical total-return data from 2006-05 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.