Wall Street RegretsThe regret calculator.

What if you'd held GSY?

A $1,000 investment in Invesco Ultra Short Duration ETF (GSY) at the month-end close of 2008-02 would be worth $1,440 at the close of 2026-09 — +44.0% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $8,247.

$1,000 since 2008$1,440Total return+44.0%Multiple1.4×CAGR+2.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,440Gain+$440 (+44.0%)Multiple1.4×CAGR+2.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2008$1,4402009$1,4172010$1,4172011$1,4202012$1,4182013$1,3972014$1,3782015$1,3672016$1,3532017$1,3282018$1,3012019$1,2722020$1,2282021$1,2052022$1,2052023$1,2052024$1,1372025$1,0732026$1,022

    Every year, $1,000 from 2008

    YearValue of $1,000Year return
    2008$1,000
    2009$1,0000.0%
    2010$998-0.2%
    2011$999+0.1%
    2012$1,014+1.5%
    2013$1,029+1.4%
    2014$1,037+0.8%
    2015$1,047+1.0%
    2016$1,067+1.9%
    2017$1,089+2.1%
    2018$1,114+2.3%
    2019$1,154+3.6%
    2020$1,176+1.9%
    2021$1,1760.0%
    2022$1,1760.0%
    2023$1,246+6.0%
    2024$1,321+6.0%
    2025$1,386+4.9%
    2026$1,417+2.2%

    Best and worst month-end to buy

    The best single month-end close to have bought GSY was 2008-02 ($34.83): $1,000 then is $1,440 today. The worst was 2026-07 ($50.14): $1,000 then is $1,000.

    FAQ

    What would $1,000 in GSY be worth today?

    A $1,000 investment in Invesco Ultra Short Duration ETF (GSY) at the start of 2008 would be worth about $1,440 today, a total return of +44.0%. Dividends are reinvested in these figures.

    What were the best and worst years for GSY?

    Invesco Ultra Short Duration ETF (GSY)'s strongest calendar year since 2008 was 2023, a +6.0% return — $1,000 held through that year became about $1,060 by year-end. Its weakest year was 2010, at -0.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in GSY have grown?

    Investing $100 at the end of every month since 2008-02 would have grown to about $28,775 on $22,400 invested.

    Did GSY beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $8,247. GSY trailed the S&P 500 by +82.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Invesco Ultra Short Duration ETF (GSY) historical total-return data from 2008-02 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.