What if you'd held HBNC?
A $1,000 investment in Horizon Bancorp, Inc. (HBNC) at the month-end close of 2002-01 would be worth $14,254 at the close of 2026-09 — +1325.4% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,882.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2002
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2002 | $1,000 | — |
| 2003 | $1,589 | +58.9% |
| 2004 | $1,589 | 0.0% |
| 2005 | $1,571 | -1.1% |
| 2006 | $1,674 | +6.5% |
| 2007 | $1,600 | -4.4% |
| 2008 | $811 | -49.3% |
| 2009 | $1,103 | +35.9% |
| 2010 | $1,869 | +69.4% |
| 2011 | $1,874 | +0.3% |
| 2012 | $3,263 | +74.1% |
| 2013 | $4,286 | +31.3% |
| 2014 | $4,520 | +5.5% |
| 2015 | $4,920 | +8.8% |
| 2016 | $7,560 | +53.7% |
| 2017 | $7,640 | +1.1% |
| 2018 | $6,640 | -13.1% |
| 2019 | $8,211 | +23.7% |
| 2020 | $7,154 | -12.9% |
| 2021 | $9,691 | +35.5% |
| 2022 | $7,240 | -25.3% |
| 2023 | $7,274 | +0.5% |
| 2024 | $8,594 | +18.1% |
| 2025 | $9,434 | +9.8% |
| 2026 | $11,240 | +19.1% |
Best and worst month-end to buy
The best single month-end close to have bought HBNC was 2009-03 ($1.26): $1,000 then is $15,611 today. The worst was 2026-07 ($20.58): $1,000 then is $956.
FAQ
What would $1,000 in HBNC be worth today?
A $1,000 investment in Horizon Bancorp, Inc. (HBNC) at the start of 2002 would be worth about $14,254 today, a total return of +1325.4%. Dividends are reinvested in these figures.
What were the best and worst years for HBNC?
Horizon Bancorp, Inc. (HBNC)'s strongest calendar year since 2002 was 2012, a +74.1% return — $1,000 held through that year became about $1,741 by year-end. Its weakest year was 2008, at -49.3%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in HBNC have grown?
Investing $100 at the end of every month since 2002-01 would have grown to about $138,236 on $29,700 invested.
Did HBNC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,882. HBNC beat the S&P 500 by +31.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Horizon Bancorp, Inc. (HBNC) historical total-return data from 2002-01 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-03. Not financial advice.