What if you'd held HCI?
A $1,000 investment in HCI Group, Inc. (HCI) at the month-end close of 2008-09 would be worth $53,459 at the close of 2026-09 — +5245.9% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,293.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2008
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2008 | $1,000 | — |
| 2009 | $1,457 | +45.7% |
| 2010 | $1,562 | +7.2% |
| 2011 | $1,661 | +6.3% |
| 2012 | $4,546 | +173.7% |
| 2013 | $12,185 | +168.0% |
| 2014 | $10,112 | -17.0% |
| 2015 | $8,377 | -17.2% |
| 2016 | $9,853 | +17.6% |
| 2017 | $7,732 | -21.5% |
| 2018 | $13,607 | +76.0% |
| 2019 | $12,684 | -6.8% |
| 2020 | $15,022 | +18.4% |
| 2021 | $24,447 | +62.7% |
| 2022 | $11,930 | -51.2% |
| 2023 | $27,051 | +126.8% |
| 2024 | $36,645 | +35.5% |
| 2025 | $60,930 | +66.3% |
| 2026 | $59,949 | -1.6% |
Best and worst month-end to buy
The best single month-end close to have bought HCI was 2008-11 ($2.79): $1,000 then is $67,254 today. The worst was 2025-10 ($202): $1,000 then is $927.
FAQ
What would $1,000 in HCI be worth today?
A $1,000 investment in HCI Group, Inc. (HCI) at the start of 2008 would be worth about $53,459 today, a total return of +5245.9%. Dividends are reinvested in these figures.
What were the best and worst years for HCI?
HCI Group, Inc. (HCI)'s strongest calendar year since 2008 was 2012, a +173.7% return — $1,000 held through that year became about $2,737 by year-end. Its weakest year was 2022, at -51.2%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in HCI have grown?
Investing $100 at the end of every month since 2008-09 would have grown to about $289,372 on $21,700 invested.
Did HCI beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,293. HCI beat the S&P 500 by +475.3% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
HCI Group, Inc. (HCI) historical total-return data from 2008-09 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.