What if you'd held HDB?
A $1,000 investment in HDFC Bank Limited (HDB) at the month-end close of 2001-07 would be worth $38,865 at the close of 2026-09 — +3786.5% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,228.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.
Every year, $1,000 from 2001
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2001 | $1,000 | — |
| 2002 | $934 | -6.6% |
| 2003 | $2,143 | +129.3% |
| 2004 | $3,210 | +49.8% |
| 2005 | $3,625 | +12.9% |
| 2006 | $5,407 | +49.1% |
| 2007 | $9,410 | +74.0% |
| 2008 | $5,180 | -45.0% |
| 2009 | $9,492 | +83.3% |
| 2010 | $12,266 | +29.2% |
| 2011 | $9,713 | -20.8% |
| 2012 | $15,170 | +56.2% |
| 2013 | $12,933 | -14.7% |
| 2014 | $19,203 | +48.5% |
| 2015 | $23,455 | +22.1% |
| 2016 | $23,254 | -0.9% |
| 2017 | $39,192 | +68.5% |
| 2018 | $40,148 | +2.4% |
| 2019 | $49,466 | +23.2% |
| 2020 | $56,405 | +14.0% |
| 2021 | $51,166 | -9.3% |
| 2022 | $54,973 | +7.4% |
| 2023 | $55,062 | +0.2% |
| 2024 | $53,003 | -3.7% |
| 2025 | $61,412 | +15.9% |
| 2026 | $39,126 | -36.3% |
Best and worst month-end to buy
The best single month-end close to have bought HDB was 2002-11 ($0.51): $1,000 then is $46,008 today. The worst was 2025-07 ($38.00): $1,000 then is $613.
FAQ
What would $1,000 in HDB be worth today?
A $1,000 investment in HDFC Bank Limited (HDB) at the start of 2001 would be worth about $38,865 today, a total return of +3786.5%. Dividends are reinvested in these figures.
What were the best and worst years for HDB?
HDFC Bank Limited (HDB)'s strongest calendar year since 2001 was 2003, a +129.3% return — $1,000 held through that year became about $2,293 by year-end. Its weakest year was 2008, at -45.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in HDB have grown?
Investing $100 at the end of every month since 2001-07 would have grown to about $207,375 on $30,300 invested.
Did HDB beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,228. HDB beat the S&P 500 by +280.0% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
HDFC Bank Limited (HDB) historical total-return data from 2001-07 to 2026-09, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-03. Not financial advice.