Wall Street RegretsThe regret calculator.

What if you'd held HEEM?

A $1,000 investment in iShares Currency Hedged MSCI Emerging Markets ETF (HEEM) at the month-end close of 2014-09 would be worth $2,586 at the close of 2026-09 — +158.6% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $4,815.

$1,000 since 2014$2,586Total return+158.6%Multiple2.6×CAGR+8.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,586Gain+$1,586 (+158.6%)Multiple2.6×CAGR+8.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2014$2,5862015$2,5902016$2,8802017$2,6652018$2,0892019$2,3492020$1,9812021$1,6812022$1,7112023$2,0592024$1,8692025$1,6602026$1,238

    Every year, $1,000 from 2014

    YearValue of $1,000Year return
    2014$1,000
    2015$900-10.0%
    2016$972+8.1%
    2017$1,240+27.6%
    2018$1,103-11.1%
    2019$1,307+18.5%
    2020$1,541+17.9%
    2021$1,514-1.8%
    2022$1,258-16.9%
    2023$1,386+10.1%
    2024$1,561+12.6%
    2025$2,092+34.0%
    2026$2,590+23.8%

    Best and worst month-end to buy

    The best single month-end close to have bought HEEM was 2016-02 ($14.19): $1,000 then is $3,018 today. The worst was 2026-06 ($44.49): $1,000 then is $962.

    FAQ

    What would $1,000 in HEEM be worth today?

    A $1,000 investment in iShares Currency Hedged MSCI Emerging Markets ETF (HEEM) at the start of 2014 would be worth about $2,586 today, a total return of +158.6%. Dividends are reinvested in these figures.

    What were the best and worst years for HEEM?

    iShares Currency Hedged MSCI Emerging Markets ETF (HEEM)'s strongest calendar year since 2014 was 2025, a +34.0% return — $1,000 held through that year became about $1,340 by year-end. Its weakest year was 2022, at -16.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HEEM have grown?

    Investing $100 at the end of every month since 2014-09 would have grown to about $29,270 on $14,500 invested.

    Did HEEM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $4,815. HEEM trailed the S&P 500 by +46.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares Currency Hedged MSCI Emerging Markets ETF (HEEM) historical total-return data from 2014-09 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.