Wall Street RegretsThe regret calculator.

What if you'd held HSBC?

A $1,000 investment in HSBC Holdings, plc. (HSBC) at the month-end close of 1999-07 would be worth $6,676 at the close of 2026-09 — +567.6% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,448.

$1,000 since 1999$6,676Total return+567.6%Multiple6.7×CAGR+7.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,676Gain+$5,676 (+567.6%)Multiple6.7×CAGR+7.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2000$5,5672001$5,2292002$6,1772003$6,5142004$4,2802005$3,8012006$3,8542007$3,2432008$3,3792009$5,4492010$4,4622011$4,8252012$6,1952013$4,2502014$3,9192015$4,3622016$4,9312017$4,4942018$3,3032019$3,9352020$3,8792021$5,6822022$4,7042023$4,3632024$3,1292025$2,3272026$1,386

    Every year, $1,000 from 1999

    YearValue of $1,000Year return
    1999$1,000
    2000$1,065+6.5%
    2001$901-15.3%
    2002$855-5.2%
    2003$1,301+52.2%
    2004$1,465+12.6%
    2005$1,445-1.4%
    2006$1,717+18.8%
    2007$1,648-4.0%
    2008$1,022-38.0%
    2009$1,248+22.1%
    2010$1,154-7.5%
    2011$899-22.1%
    2012$1,310+45.7%
    2013$1,421+8.5%
    2014$1,276-10.2%
    2015$1,129-11.6%
    2016$1,239+9.7%
    2017$1,685+36.1%
    2018$1,415-16.1%
    2019$1,435+1.4%
    2020$980-31.7%
    2021$1,184+20.8%
    2022$1,276+7.8%
    2023$1,779+39.5%
    2024$2,393+34.5%
    2025$4,018+67.9%
    2026$5,567+38.6%

    Best and worst month-end to buy

    The best single month-end close to have bought HSBC was 2009-03 ($11.37): $1,000 then is $9,230 today. The worst was 2026-07 ($107): $1,000 then is $985.

    FAQ

    What would $1,000 in HSBC be worth today?

    A $1,000 investment in HSBC Holdings, plc. (HSBC) at the start of 1999 would be worth about $6,676 today, a total return of +567.6%. Dividends are reinvested in these figures.

    What were the best and worst years for HSBC?

    HSBC Holdings, plc. (HSBC)'s strongest calendar year since 1999 was 2025, a +67.9% return — $1,000 held through that year became about $1,679 by year-end. Its weakest year was 2008, at -38.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HSBC have grown?

    Investing $100 at the end of every month since 1999-07 would have grown to about $144,616 on $32,700 invested.

    Did HSBC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,448. HSBC trailed the S&P 500 by +29.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    HSBC Holdings, plc. (HSBC) historical total-return data from 1999-07 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-02. Not financial advice.