Wall Street RegretsThe regret calculator.

What if you'd held HTH?

A $1,000 investment in Hilltop Holdings Inc. (HTH) at the month-end close of 2004-02 would be worth $2,752 at the close of 2026-09 — +175.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,323.

$1,000 since 2004$2,752Total return+175.2%Multiple2.8×CAGR+4.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,752Gain+$1,752 (+175.2%)Multiple2.8×CAGR+4.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2004$2,7522005$3,3862006$4,8992007$4,0082008$4,2752009$4,7912010$4,0082011$4,7052012$5,5272013$3,4482014$2,0192015$2,3402016$2,4282017$1,5632018$1,8212019$2,5552020$1,7992021$1,6002022$1,2362023$1,4182024$1,1842025$1,4252026$1,175

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$691-30.9%
    2006$845+22.2%
    2007$792-6.2%
    2008$707-10.8%
    2009$845+19.5%
    2010$720-14.8%
    2011$613-14.9%
    2012$982+60.3%
    2013$1,677+70.8%
    2014$1,447-13.7%
    2015$1,394-3.6%
    2016$2,167+55.4%
    2017$1,859-14.2%
    2018$1,325-28.7%
    2019$1,882+42.0%
    2020$2,116+12.4%
    2021$2,740+29.5%
    2022$2,387-12.9%
    2023$2,859+19.8%
    2024$2,376-16.9%
    2025$2,882+21.3%
    2026$3,386+17.5%

    Best and worst month-end to buy

    The best single month-end close to have bought HTH was 2011-09 ($6.06): $1,000 then is $6,475 today. The worst was 2026-09 ($39.24): $1,000 then is $1,000.

    FAQ

    What would $1,000 in HTH be worth today?

    A $1,000 investment in Hilltop Holdings Inc. (HTH) at the start of 2004 would be worth about $2,752 today, a total return of +175.2%. Dividends are reinvested in these figures.

    What were the best and worst years for HTH?

    Hilltop Holdings Inc. (HTH)'s strongest calendar year since 2004 was 2013, a +70.8% return — $1,000 held through that year became about $1,708 by year-end. Its weakest year was 2005, at -30.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HTH have grown?

    Investing $100 at the end of every month since 2004-02 would have grown to about $76,566 on $27,200 invested.

    Did HTH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,323. HTH trailed the S&P 500 by +73.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Hilltop Holdings Inc. (HTH) historical total-return data from 2004-02 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.