Wall Street RegretsThe regret calculator.

What if you'd held IDU?

A $1,000 investment in iShares U.S. Utilities ETF (IDU) at the month-end close of 2000-06 would be worth $7,381 at the close of 2026-09 — +638.1% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $8,534.

$1,000 since 2000$7,381Total return+638.1%Multiple7.4×CAGR+7.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$7,381Gain+$6,381 (+638.1%)Multiple7.4×CAGR+7.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2000$7,3812001$5,3862002$7,2682003$9,3362004$7,4372005$6,0422006$5,2762007$4,3682008$3,7432009$5,3592010$4,7712011$4,4502012$3,7492013$3,7072014$3,2302015$2,5362016$2,6652017$2,2882018$2,0442019$1,9672020$1,5832021$1,6012022$1,3692023$1,3662024$1,4382025$1,1672026$1,013

    Every year, $1,000 from 2000

    YearValue of $1,000Year return
    2000$1,000
    2001$741-25.9%
    2002$577-22.2%
    2003$724+25.5%
    2004$891+23.1%
    2005$1,021+14.5%
    2006$1,233+20.8%
    2007$1,439+16.7%
    2008$1,005-30.2%
    2009$1,129+12.3%
    2010$1,210+7.2%
    2011$1,437+18.7%
    2012$1,453+1.1%
    2013$1,668+14.8%
    2014$2,124+27.4%
    2015$2,021-4.8%
    2016$2,354+16.4%
    2017$2,635+11.9%
    2018$2,738+3.9%
    2019$3,401+24.2%
    2020$3,365-1.1%
    2021$3,936+17.0%
    2022$3,942+0.2%
    2023$3,745-5.0%
    2024$4,614+23.2%
    2025$5,317+15.2%
    2026$5,386+1.3%

    Best and worst month-end to buy

    The best single month-end close to have bought IDU was 2003-02 ($10.72): $1,000 then is $10,129 today. The worst was 2026-02 ($119): $1,000 then is $909.

    FAQ

    What would $1,000 in IDU be worth today?

    A $1,000 investment in iShares U.S. Utilities ETF (IDU) at the start of 2000 would be worth about $7,381 today, a total return of +638.1%. Dividends are reinvested in these figures.

    What were the best and worst years for IDU?

    iShares U.S. Utilities ETF (IDU)'s strongest calendar year since 2000 was 2014, a +27.4% return — $1,000 held through that year became about $1,274 by year-end. Its weakest year was 2008, at -30.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IDU have grown?

    Investing $100 at the end of every month since 2000-06 would have grown to about $115,938 on $31,600 invested.

    Did IDU beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $8,534. IDU trailed the S&P 500 by +13.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares U.S. Utilities ETF (IDU) historical total-return data from 2000-06 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-02. Not financial advice.