Wall Street RegretsThe regret calculator.

What if you'd held ILCB?

A $1,000 investment in iShares Morningstar Large-Cap ETF (ILCB) at the month-end close of 2004-07 would be worth $10,915 at the close of 2026-09 — +991.5% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,657.

$1,000 since 2004$10,915Total return+991.5%Multiple10.9×CAGR+11.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$10,915Gain+$9,915 (+991.5%)Multiple10.9×CAGR+11.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2004$10,9152005$9,6872006$9,3562007$8,1122008$7,4962009$10,9152010$9,0162011$8,0022012$7,7412013$6,6022014$4,9222015$4,2132016$4,2652017$3,7502018$3,0712019$3,3572020$2,5302021$2,1192022$1,7082023$2,1212024$1,6712025$1,3382026$1,136

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$1,035+3.5%
    2006$1,194+15.3%
    2007$1,292+8.2%
    2008$887-31.3%
    2009$1,074+21.1%
    2010$1,211+12.7%
    2011$1,251+3.4%
    2012$1,467+17.3%
    2013$1,968+34.1%
    2014$2,299+16.8%
    2015$2,271-1.2%
    2016$2,583+13.7%
    2017$3,154+22.1%
    2018$2,886-8.5%
    2019$3,828+32.7%
    2020$4,571+19.4%
    2021$5,672+24.1%
    2022$4,567-19.5%
    2023$5,796+26.9%
    2024$7,242+25.0%
    2025$8,525+17.7%
    2026$9,687+13.6%

    Best and worst month-end to buy

    The best single month-end close to have bought ILCB was 2009-02 ($7.79): $1,000 then is $13,703 today. The worst was 2026-09 ($107): $1,000 then is $1,000.

    FAQ

    What would $1,000 in ILCB be worth today?

    A $1,000 investment in iShares Morningstar Large-Cap ETF (ILCB) at the start of 2004 would be worth about $10,915 today, a total return of +991.5%. Dividends are reinvested in these figures.

    What were the best and worst years for ILCB?

    iShares Morningstar Large-Cap ETF (ILCB)'s strongest calendar year since 2004 was 2013, a +34.1% return — $1,000 held through that year became about $1,341 by year-end. Its weakest year was 2008, at -31.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ILCB have grown?

    Investing $100 at the end of every month since 2004-07 would have grown to about $137,243 on $26,700 invested.

    Did ILCB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,657. ILCB beat the S&P 500 by +2.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares Morningstar Large-Cap ETF (ILCB) historical total-return data from 2004-07 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.