Wall Street RegretsThe regret calculator.

What if you'd held ING?

A $1,000 investment in ING Group, N.V. (ING) at the month-end close of 1994-05 would be worth $13,606 at the close of 2026-08 — +1260.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,893.

$1,000 since 1994$13,606Total return+1260.6%Multiple13.6×CAGR+8.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$13,606Gain+$12,606 (+1260.6%)Multiple13.6×CAGR+8.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$3,2272001$2,3862002$3,6402003$5,2992004$3,5782005$2,6262006$2,1712007$1,6492008$1,7962009$5,9132010$6,6872011$6,7002012$9,1532013$6,9102014$4,6802015$5,0562016$4,7562017$4,2722018$3,1302019$5,1522020$4,2722021$5,4552022$3,5102023$3,6632024$2,7772025$2,4752026$1,314

    Every year, $1,000 from 1994

    YearValue of $1,000Year return
    1994$1,000
    1995$1,502+50.2%
    1996$2,041+35.9%
    1997$2,474+21.2%
    1998$3,713+50.1%
    1999$3,727+0.4%
    2000$5,041+35.3%
    2001$3,304-34.5%
    2002$2,270-31.3%
    2003$3,362+48.1%
    2004$4,580+36.2%
    2005$5,539+20.9%
    2006$7,294+31.7%
    2007$6,696-8.2%
    2008$2,034-69.6%
    2009$1,799-11.6%
    2010$1,795-0.2%
    2011$1,314-26.8%
    2012$1,741+32.5%
    2013$2,570+47.6%
    2014$2,379-7.4%
    2015$2,529+6.3%
    2016$2,816+11.3%
    2017$3,843+36.5%
    2018$2,334-39.3%
    2019$2,816+20.6%
    2020$2,205-21.7%
    2021$3,427+55.4%
    2022$3,283-4.2%
    2023$4,331+31.9%
    2024$4,860+12.2%
    2025$9,150+88.3%
    2026$12,027+31.4%

    Best and worst month-end to buy

    The best single month-end close to have bought ING was 2009-02 ($2.42): $1,000 then is $14,562 today. The worst was 2026-08 ($35.24): $1,000 then is $1,000.

    FAQ

    What would $1,000 in ING be worth today?

    A $1,000 investment in ING Group, N.V. (ING) at the start of 1994 would be worth about $13,606 today, a total return of +1260.6%. Dividends are reinvested in these figures.

    What were the best and worst years for ING?

    ING Group, N.V. (ING)'s strongest calendar year since 1994 was 2025, a +88.3% return — $1,000 held through that year became about $1,883 by year-end. Its weakest year was 2008, at -69.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ING have grown?

    Investing $100 at the end of every month since 1994-05 would have grown to about $181,383 on $38,800 invested.

    Did ING beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $16,893. ING trailed the S&P 500 by +19.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    ING Group, N.V. (ING) historical total-return data from 1994-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.