Wall Street RegretsThe regret calculator.

What if you'd held IPO?

A $1,000 investment in Renaissance IPO ETF (IPO) at the month-end close of 2013-10 would be worth $2,839 at the close of 2026-09 — +183.9% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $5,512.

$1,000 since 2013$2,839Total return+183.9%Multiple2.8×CAGR+8.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,839Gain+$1,839 (+183.9%)Multiple2.8×CAGR+8.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2013$2,8392014$2,6342015$2,4552016$2,6782017$2,6992018$1,9692019$2,3782020$1,7702021$8512022$9492023$2,2212024$1,4562025$1,2592026$1,194

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,073+7.3%
    2015$984-8.3%
    2016$976-0.8%
    2017$1,338+37.1%
    2018$1,107-17.2%
    2019$1,488+34.4%
    2020$3,094+107.9%
    2021$2,775-10.3%
    2022$1,186-57.3%
    2023$1,809+52.5%
    2024$2,092+15.7%
    2025$2,207+5.5%
    2026$2,634+19.4%

    Best and worst month-end to buy

    The best single month-end close to have bought IPO was 2016-01 ($17.11): $1,000 then is $3,181 today. The worst was 2021-10 ($67.95): $1,000 then is $801.

    FAQ

    What would $1,000 in IPO be worth today?

    A $1,000 investment in Renaissance IPO ETF (IPO) at the start of 2013 would be worth about $2,839 today, a total return of +183.9%. Dividends are reinvested in these figures.

    What were the best and worst years for IPO?

    Renaissance IPO ETF (IPO)'s strongest calendar year since 2013 was 2020, a +107.9% return — $1,000 held through that year became about $2,079 by year-end. Its weakest year was 2022, at -57.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IPO have grown?

    Investing $100 at the end of every month since 2013-10 would have grown to about $28,305 on $15,600 invested.

    Did IPO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $5,512. IPO trailed the S&P 500 by +48.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Renaissance IPO ETF (IPO) historical total-return data from 2013-10 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.