Wall Street RegretsThe regret calculator.

What if you'd held ISCB?

A $1,000 investment in iShares Morningstar Small-Cap ETF (ISCB) at the month-end close of 2004-07 would be worth $6,892 at the close of 2026-09 — +589.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $10,657.

$1,000 since 2004$6,892Total return+589.2%Multiple6.9×CAGR+9.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,892Gain+$5,892 (+589.2%)Multiple6.9×CAGR+9.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2004$6,8922005$5,8012006$5,4692007$4,5192008$4,7922009$7,5092010$5,3752011$4,2092012$4,4322013$3,8232014$2,7902015$2,5712016$2,7372017$2,2132018$1,9602019$2,2772020$1,7592021$1,6552022$1,4092023$1,7412024$1,4562025$1,3132026$1,168

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$1,061+6.1%
    2006$1,284+21.0%
    2007$1,211-5.7%
    2008$772-36.2%
    2009$1,079+39.7%
    2010$1,378+27.7%
    2011$1,309-5.0%
    2012$1,517+15.9%
    2013$2,079+37.0%
    2014$2,257+8.5%
    2015$2,119-6.1%
    2016$2,621+23.7%
    2017$2,960+12.9%
    2018$2,548-13.9%
    2019$3,297+29.4%
    2020$3,505+6.3%
    2021$4,117+17.5%
    2022$3,333-19.0%
    2023$3,984+19.5%
    2024$4,417+10.9%
    2025$4,968+12.5%
    2026$5,801+16.8%

    Best and worst month-end to buy

    The best single month-end close to have bought ISCB was 2009-02 ($8.05): $1,000 then is $9,375 today. The worst was 2026-06 ($75.51): $1,000 then is $999.

    FAQ

    What would $1,000 in ISCB be worth today?

    A $1,000 investment in iShares Morningstar Small-Cap ETF (ISCB) at the start of 2004 would be worth about $6,892 today, a total return of +589.2%. Dividends are reinvested in these figures.

    What were the best and worst years for ISCB?

    iShares Morningstar Small-Cap ETF (ISCB)'s strongest calendar year since 2004 was 2009, a +39.7% return — $1,000 held through that year became about $1,397 by year-end. Its weakest year was 2008, at -36.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ISCB have grown?

    Investing $100 at the end of every month since 2004-07 would have grown to about $85,422 on $26,700 invested.

    Did ISCB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $10,657. ISCB trailed the S&P 500 by +35.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares Morningstar Small-Cap ETF (ISCB) historical total-return data from 2004-07 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.