Wall Street RegretsThe regret calculator.

What if you'd held ISHG?

A $1,000 investment in iShares 1-3 Year International Treasury Bond ETF (ISHG) at the month-end close of 2009-01 would be worth $924 at the close of 2026-09 — -7.6% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $13,001.

$1,000 since 2009$924Total return-7.6%Multiple0.92×CAGR-0.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$924Gain+$-75.74 (-7.6%)Multiple0.9×CAGR-0.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2009$9242010$8492011$8402012$8652013$8522014$8742015$9722016$1,0542017$1,0772018$9712019$1,0062020$1,0132021$9422022$1,0142023$1,1392024$1,0972025$1,1452026$1,010

    Every year, $1,000 from 2009

    YearValue of $1,000Year return
    2009$1,000
    2010$1,011+1.1%
    2011$982-2.9%
    2012$997+1.6%
    2013$971-2.6%
    2014$873-10.1%
    2015$806-7.7%
    2016$789-2.1%
    2017$875+10.9%
    2018$844-3.5%
    2019$839-0.6%
    2020$901+7.5%
    2021$838-7.1%
    2022$746-10.9%
    2023$774+3.8%
    2024$742-4.2%
    2025$841+13.3%
    2026$849+1.0%

    Best and worst month-end to buy

    The best single month-end close to have bought ISHG was 2022-09 ($61.57): $1,000 then is $1,235 today. The worst was 2011-04 ($96.68): $1,000 then is $786.

    FAQ

    What would $1,000 in ISHG be worth today?

    A $1,000 investment in iShares 1-3 Year International Treasury Bond ETF (ISHG) at the start of 2009 would be worth about $924 today, a total return of -7.6%. Dividends are reinvested in these figures.

    What were the best and worst years for ISHG?

    iShares 1-3 Year International Treasury Bond ETF (ISHG)'s strongest calendar year since 2009 was 2025, a +13.3% return — $1,000 held through that year became about $1,133 by year-end. Its weakest year was 2022, at -10.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ISHG have grown?

    Investing $100 at the end of every month since 2009-01 would have grown to about $20,906 on $21,300 invested.

    Did ISHG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $13,001. ISHG trailed the S&P 500 by +92.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares 1-3 Year International Treasury Bond ETF (ISHG) historical total-return data from 2009-01 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.