Wall Street RegretsThe regret calculator.

What if you'd held IYR?

A $1,000 investment in iShares U.S. Real Estate ETF (IYR) at the month-end close of 2000-06 would be worth $7,907 at the close of 2026-09 — +690.7% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $8,534.

$1,000 since 2000$7,907Total return+690.7%Multiple7.9×CAGR+8.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$7,907Gain+$6,907 (+690.7%)Multiple7.9×CAGR+8.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2000$7,9072001$7,1122002$6,5622003$6,3452004$4,6872005$3,6022006$3,3062007$2,4512008$2,9942009$4,9802010$3,8142011$3,0142012$2,8562013$2,4162014$2,3882015$1,8852016$1,8552017$1,7332018$1,5862019$1,6582020$1,2932021$1,3642022$9832023$1,3202024$1,1802025$1,1302026$1,093

    Every year, $1,000 from 2000

    YearValue of $1,000Year return
    2000$1,000
    2001$1,084+8.4%
    2002$1,121+3.4%
    2003$1,517+35.4%
    2004$1,974+30.1%
    2005$2,151+8.9%
    2006$2,902+34.9%
    2007$2,375-18.1%
    2008$1,428-39.9%
    2009$1,865+30.6%
    2010$2,360+26.6%
    2011$2,490+5.5%
    2012$2,944+18.2%
    2013$2,978+1.2%
    2014$3,773+26.7%
    2015$3,834+1.6%
    2016$4,103+7.0%
    2017$4,485+9.3%
    2018$4,291-4.3%
    2019$5,500+28.2%
    2020$5,212-5.2%
    2021$7,232+38.7%
    2022$5,387-25.5%
    2023$6,027+11.9%
    2024$6,293+4.4%
    2025$6,506+3.4%
    2026$7,112+9.3%

    Best and worst month-end to buy

    The best single month-end close to have bought IYR was 2000-06 ($12.88): $1,000 then is $7,907 today. The worst was 2026-07 ($106): $1,000 then is $964.

    FAQ

    What would $1,000 in IYR be worth today?

    A $1,000 investment in iShares U.S. Real Estate ETF (IYR) at the start of 2000 would be worth about $7,907 today, a total return of +690.7%. Dividends are reinvested in these figures.

    What were the best and worst years for IYR?

    iShares U.S. Real Estate ETF (IYR)'s strongest calendar year since 2000 was 2021, a +38.7% return — $1,000 held through that year became about $1,387 by year-end. Its weakest year was 2008, at -39.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IYR have grown?

    Investing $100 at the end of every month since 2000-06 would have grown to about $89,457 on $31,600 invested.

    Did IYR beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $8,534. IYR trailed the S&P 500 by +7.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares U.S. Real Estate ETF (IYR) historical total-return data from 2000-06 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-02. Not financial advice.