Wall Street RegretsThe regret calculator.

What if you'd held KMX?

A $1,000 investment in CarMax Inc (KMX) at the month-end close of 1997-02 would be worth $6,172 at the close of 2026-08 — +517.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $16,509.

$1,000 since 1997$6,172Total return+517.2%Multiple6.2×CAGR+6.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,172Gain+$5,172 (+517.2%)Multiple6.2×CAGR+6.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$53,7282001$31,5442002$5,4632003$6,9472004$4,0162005$4,0012006$4,4882007$2,3162008$3,1452009$7,8822010$2,5612011$1,9482012$2,0382013$1,6552014$1,3212015$9332016$1,1512017$9652018$9692019$9902020$7082021$6582022$4772023$1,0202024$8092025$7602026$1,607

    Every year, $1,000 from 1997

    YearValue of $1,000Year return
    1997$1,000
    1998$597-40.3%
    1999$257-57.0%
    2000$438+70.3%
    2001$2,527+477.5%
    2002$1,987-21.4%
    2003$3,437+73.0%
    2004$3,450+0.4%
    2005$3,076-10.9%
    2006$5,959+93.8%
    2007$4,389-26.3%
    2008$1,751-60.1%
    2009$5,389+207.7%
    2010$7,084+31.5%
    2011$6,773-4.4%
    2012$8,342+23.2%
    2013$10,449+25.3%
    2014$14,796+41.6%
    2015$11,993-18.9%
    2016$14,309+19.3%
    2017$14,251-0.4%
    2018$13,940-2.2%
    2019$19,482+39.8%
    2020$20,991+7.7%
    2021$28,940+37.9%
    2022$13,531-53.2%
    2023$17,053+26.0%
    2024$18,169+6.5%
    2025$8,587-52.7%
    2026$13,802+60.7%

    Best and worst month-end to buy

    The best single month-end close to have bought KMX was 2000-01 ($0.78): $1,000 then is $79,526 today. The worst was 2021-11 ($141): $1,000 then is $440.

    FAQ

    What would $1,000 in KMX be worth today?

    A $1,000 investment in CarMax Inc (KMX) at the start of 1997 would be worth about $6,172 today, a total return of +517.2%. Dividends are reinvested in these figures.

    What were the best and worst years for KMX?

    CarMax Inc (KMX)'s strongest calendar year since 1997 was 2001, a +477.5% return — $1,000 held through that year became about $5,775 by year-end. Its weakest year was 2008, at -60.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in KMX have grown?

    Investing $100 at the end of every month since 1997-02 would have grown to about $202,602 on $35,500 invested.

    Did KMX beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $16,509. KMX trailed the S&P 500 by +62.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    CarMax Inc (KMX) historical total-return data from 1997-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.