Wall Street RegretsThe regret calculator.

What if you'd held KRNY?

A $1,000 investment in Kearny Financial (KRNY) at the month-end close of 2005-02 would be worth $2,097 at the close of 2026-09 — +109.7% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,650.

$1,000 since 2005$2,097Total return+109.7%Multiple2.1×CAGR+3.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,097Gain+$1,097 (+109.7%)Multiple2.1×CAGR+3.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2005$2,0972006$1,9262007$1,4412008$1,9152009$1,7472010$2,1782011$2,4952012$2,2122013$2,1422014$1,7962015$1,5192016$1,1902017$9642018$1,0212019$1,1242020$1,0232021$1,2942022$1,0002023$1,2552024$1,3452025$1,5932026$1,421

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$1,337+33.7%
    2007$1,006-24.8%
    2008$1,103+9.6%
    2009$884-19.8%
    2010$772-12.7%
    2011$871+12.8%
    2012$899+3.3%
    2013$1,072+19.2%
    2014$1,268+18.3%
    2015$1,618+27.6%
    2016$1,998+23.5%
    2017$1,886-5.6%
    2018$1,713-9.2%
    2019$1,882+9.9%
    2020$1,489-20.9%
    2021$1,926+29.4%
    2022$1,534-20.3%
    2023$1,432-6.7%
    2024$1,209-15.5%
    2025$1,356+12.1%
    2026$1,926+42.1%

    Best and worst month-end to buy

    The best single month-end close to have bought KRNY was 2010-11 ($4.03): $1,000 then is $2,514 today. The worst was 2016-12 ($10.51): $1,000 then is $964.

    FAQ

    What would $1,000 in KRNY be worth today?

    A $1,000 investment in Kearny Financial (KRNY) at the start of 2005 would be worth about $2,097 today, a total return of +109.7%. Dividends are reinvested in these figures.

    What were the best and worst years for KRNY?

    Kearny Financial (KRNY)'s strongest calendar year since 2005 was 2026, a +42.1% return — $1,000 held through that year became about $1,421 by year-end. Its weakest year was 2007, at -24.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in KRNY have grown?

    Investing $100 at the end of every month since 2005-02 would have grown to about $41,852 on $26,000 invested.

    Did KRNY beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,650. KRNY trailed the S&P 500 by +78.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Kearny Financial (KRNY) historical total-return data from 2005-02 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.