Wall Street RegretsThe regret calculator.

What if you'd held LFT?

A $1,000 investment in Lument Finance Trust, Inc. (LFT) at the month-end close of 2013-03 would be worth $317 at the close of 2026-09 — -68.3% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $6,245.

$1,000 since 2013$317Total return-68.3%Multiple0.32×CAGR-8.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$317Gain+$-683 (-68.3%)Multiple0.3×CAGR-8.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2013$3172014$4012015$3392016$5712017$4292018$4702019$6032020$4892021$4232022$3292023$5992024$4322025$3342026$550

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$1,183+18.3%
    2015$701-40.7%
    2016$934+33.3%
    2017$852-8.9%
    2018$664-22.0%
    2019$818+23.3%
    2020$947+15.7%
    2021$1,218+28.6%
    2022$669-45.1%
    2023$928+38.7%
    2024$1,200+29.3%
    2025$728-39.3%
    2026$401-45.0%

    Best and worst month-end to buy

    The best single month-end close to have bought LFT was 2026-07 ($0.72): $1,000 then is $1,001 today. The worst was 2013-04 ($2.37): $1,000 then is $305.

    FAQ

    What would $1,000 in LFT be worth today?

    A $1,000 investment in Lument Finance Trust, Inc. (LFT) at the start of 2013 would be worth about $317 today, a total return of -68.3%. Dividends are reinvested in these figures.

    What were the best and worst years for LFT?

    Lument Finance Trust, Inc. (LFT)'s strongest calendar year since 2013 was 2023, a +38.7% return — $1,000 held through that year became about $1,387 by year-end. Its weakest year was 2022, at -45.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in LFT have grown?

    Investing $100 at the end of every month since 2013-03 would have grown to about $7,647 on $16,300 invested.

    Did LFT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $6,245. LFT trailed the S&P 500 by +94.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Lument Finance Trust, Inc. (LFT) historical total-return data from 2013-03 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.