Wall Street RegretsThe regret calculator.

What if you'd held MOTI?

A $1,000 investment in VanEck Morningstar International Moat ETF (MOTI) at the month-end close of 2015-07 would be worth $1,689 at the close of 2026-09 — +68.9% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $4,436.

$1,000 since 2015$1,689Total return+68.9%Multiple1.7×CAGR+4.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,689Gain+$689 (+68.9%)Multiple1.7×CAGR+4.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2015$1,6892016$1,8372017$1,7572018$1,3502019$1,5682020$1,3332021$1,2432022$1,2432023$1,3352024$1,2122025$1,1892026$951

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000
    2016$1,045+4.5%
    2017$1,361+30.2%
    2018$1,172-13.9%
    2019$1,378+17.6%
    2020$1,478+7.2%
    2021$1,478+0.0%
    2022$1,375-6.9%
    2023$1,516+10.2%
    2024$1,545+1.9%
    2025$1,932+25.0%
    2026$1,837-4.9%

    Best and worst month-end to buy

    The best single month-end close to have bought MOTI was 2016-02 ($17.56): $1,000 then is $1,986 today. The worst was 2026-01 ($38.17): $1,000 then is $914.

    FAQ

    What would $1,000 in MOTI be worth today?

    A $1,000 investment in VanEck Morningstar International Moat ETF (MOTI) at the start of 2015 would be worth about $1,689 today, a total return of +68.9%. Dividends are reinvested in these figures.

    What were the best and worst years for MOTI?

    VanEck Morningstar International Moat ETF (MOTI)'s strongest calendar year since 2015 was 2017, a +30.2% return — $1,000 held through that year became about $1,302 by year-end. Its weakest year was 2018, at -13.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MOTI have grown?

    Investing $100 at the end of every month since 2015-07 would have grown to about $18,288 on $13,500 invested.

    Did MOTI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $4,436. MOTI trailed the S&P 500 by +61.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    VanEck Morningstar International Moat ETF (MOTI) historical total-return data from 2015-07 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-23. Not financial advice.