Wall Street RegretsThe regret calculator.

What if you'd held MUNI?

A $1,000 investment in PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund (MUNI) at the month-end close of 2009-12 would be worth $1,531 at the close of 2026-09 — +53.1% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,414.

$1,000 since 2009$1,531Total return+53.1%Multiple1.5×CAGR+2.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,531Gain+$531 (+53.1%)Multiple1.5×CAGR+2.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2009$1,5312010$1,5312011$1,4762012$1,3662013$1,3092014$1,3442015$1,2682016$1,2352017$1,2492018$1,1912019$1,1792020$1,1012021$1,0502022$1,0432023$1,1172024$1,0532025$1,0382026$991

    Every year, $1,000 from 2009

    YearValue of $1,000Year return
    2009$1,000
    2010$1,037+3.7%
    2011$1,121+8.0%
    2012$1,170+4.4%
    2013$1,139-2.6%
    2014$1,208+6.0%
    2015$1,239+2.6%
    2016$1,226-1.1%
    2017$1,286+4.9%
    2018$1,299+1.0%
    2019$1,391+7.1%
    2020$1,458+4.8%
    2021$1,468+0.7%
    2022$1,371-6.6%
    2023$1,454+6.1%
    2024$1,475+1.4%
    2025$1,544+4.7%
    2026$1,531-0.9%

    Best and worst month-end to buy

    The best single month-end close to have bought MUNI was 2009-12 ($33.39): $1,000 then is $1,531 today. The worst was 2026-02 ($52.61): $1,000 then is $972.

    FAQ

    What would $1,000 in MUNI be worth today?

    A $1,000 investment in PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund (MUNI) at the start of 2009 would be worth about $1,531 today, a total return of +53.1%. Dividends are reinvested in these figures.

    What were the best and worst years for MUNI?

    PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund (MUNI)'s strongest calendar year since 2009 was 2011, a +8.0% return — $1,000 held through that year became about $1,080 by year-end. Its weakest year was 2022, at -6.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MUNI have grown?

    Investing $100 at the end of every month since 2009-12 would have grown to about $24,165 on $20,200 invested.

    Did MUNI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,414. MUNI trailed the S&P 500 by +83.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund (MUNI) historical total-return data from 2009-12 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.