Wall Street RegretsThe regret calculator.

What if you'd held NFJ?

A $1,000 investment in Virtus Dividend, Interest & Premium Strategy Fund Common Shares of Beneficial Interest (NFJ) at the month-end close of 2005-03 would be worth $4,052 at the close of 2026-09 — +305.2% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,824.

$1,000 since 2005$4,052Total return+305.2%Multiple4.1×CAGR+6.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,052Gain+$3,052 (+305.2%)Multiple4.1×CAGR+6.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2005$4,0522006$4,5062007$3,4312008$3,3792009$5,4262010$4,5322011$3,6132012$3,5642013$3,2872014$2,6092015$2,6132016$3,0042017$2,6852018$2,3832019$2,7082020$2,0692021$1,8382022$1,4512023$1,9082024$1,5732025$1,4292026$1,272

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$1,313+31.3%
    2007$1,333+1.5%
    2008$830-37.7%
    2009$994+19.7%
    2010$1,247+25.4%
    2011$1,264+1.4%
    2012$1,371+8.4%
    2013$1,727+26.0%
    2014$1,724-0.2%
    2015$1,500-13.0%
    2016$1,678+11.9%
    2017$1,891+12.7%
    2018$1,664-12.0%
    2019$2,178+30.9%
    2020$2,451+12.5%
    2021$3,106+26.7%
    2022$2,362-24.0%
    2023$2,865+21.3%
    2024$3,152+10.0%
    2025$3,543+12.4%
    2026$4,506+27.2%

    Best and worst month-end to buy

    The best single month-end close to have bought NFJ was 2009-03 ($2.27): $1,000 then is $6,907 today. The worst was 2026-09 ($15.68): $1,000 then is $1,000.

    FAQ

    What would $1,000 in NFJ be worth today?

    A $1,000 investment in Virtus Dividend, Interest & Premium Strategy Fund Common Shares of Beneficial Interest (NFJ) at the start of 2005 would be worth about $4,052 today, a total return of +305.2%. Dividends are reinvested in these figures.

    What were the best and worst years for NFJ?

    Virtus Dividend, Interest & Premium Strategy Fund Common Shares of Beneficial Interest (NFJ)'s strongest calendar year since 2005 was 2006, a +31.3% return — $1,000 held through that year became about $1,313 by year-end. Its weakest year was 2008, at -37.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NFJ have grown?

    Investing $100 at the end of every month since 2005-03 would have grown to about $72,787 on $25,900 invested.

    Did NFJ beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,824. NFJ trailed the S&P 500 by +58.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Virtus Dividend, Interest & Premium Strategy Fund Common Shares of Beneficial Interest (NFJ) historical total-return data from 2005-03 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.