Wall Street RegretsThe regret calculator.

What if you'd held NRG?

A $1,000 investment in NRG Energy, Inc. (NRG) at the month-end close of 2003-12 would be worth $14,850 at the close of 2026-08 — +1385.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,932.

$1,000 since 2003$14,850Total return+1385.0%Multiple14.8×CAGR+12.6%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$14,850Gain+$13,850 (+1385.0%)Multiple14.8×CAGR+12.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$14,8502004$14,8502005$9,0192006$6,9022007$5,8052008$3,7522009$6,9702010$6,8862011$8,3222012$8,9722013$7,0102014$5,5192015$5,7782016$12,8412017$12,0702018$5,1622019$3,6992020$3,6732021$3,7542022$3,1662023$4,1382024$2,4432025$1,3682026$765

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,647+64.7%
    2005$2,151+30.7%
    2006$2,558+18.9%
    2007$3,958+54.7%
    2008$2,131-46.2%
    2009$2,156+1.2%
    2010$1,784-17.2%
    2011$1,655-7.2%
    2012$2,118+28.0%
    2013$2,691+27.0%
    2014$2,570-4.5%
    2015$1,156-55.0%
    2016$1,230+6.4%
    2017$2,877+133.8%
    2018$4,015+39.6%
    2019$4,043+0.7%
    2020$3,956-2.2%
    2021$4,690+18.6%
    2022$3,589-23.5%
    2023$6,079+69.4%
    2024$10,856+78.6%
    2025$19,421+78.9%
    2026$14,850-23.5%

    Best and worst month-end to buy

    The best single month-end close to have bought NRG was 2004-02 ($7.16): $1,000 then is $16,841 today. The worst was 2026-02 ($178): $1,000 then is $678.

    FAQ

    What would $1,000 in NRG be worth today?

    A $1,000 investment in NRG Energy, Inc. (NRG) at the start of 2003 would be worth about $14,850 today, a total return of +1385.0%. Dividends are reinvested in these figures.

    What were the best and worst years for NRG?

    NRG Energy, Inc. (NRG)'s strongest calendar year since 2003 was 2017, a +133.8% return — $1,000 held through that year became about $2,338 by year-end. Its weakest year was 2015, at -55.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NRG have grown?

    Investing $100 at the end of every month since 2003-12 would have grown to about $161,084 on $27,300 invested.

    Did NRG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,932. NRG beat the S&P 500 by +114.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    NRG Energy, Inc. (NRG) historical total-return data from 2003-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.