Wall Street RegretsThe regret calculator.

What if you'd held NSP?

A $1,000 investment in Insperity, Inc. (NSP) at the month-end close of 1997-01 would be worth $17,160 at the close of 2026-08 — +1616.0% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $16,639.

$1,000 since 1997$17,160Total return+1616.0%Multiple17.2×CAGR+10.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$17,160Gain+$16,160 (+1616.0%)Multiple17.2×CAGR+10.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$12,3392001$6,8612002$6,8082003$31,1102004$10,7382005$14,7982006$4,3852007$4,2722008$6,3792009$8,1362010$7,3072011$5,7462012$6,4902013$4,9292014$4,3472015$4,2552016$2,9422017$1,9672018$1,1802019$7192020$7712021$7952022$5302023$5402024$5132025$7562026$1,448

    Every year, $1,000 from 1997

    YearValue of $1,000Year return
    1997$1,000
    1998$966-3.4%
    1999$1,169+21.0%
    2000$2,102+79.9%
    2001$2,119+0.8%
    2002$464-78.1%
    2003$1,343+189.7%
    2004$975-27.4%
    2005$3,290+237.5%
    2006$3,376+2.6%
    2007$2,261-33.0%
    2008$1,773-21.6%
    2009$1,974+11.3%
    2010$2,510+27.2%
    2011$2,223-11.5%
    2012$2,926+31.7%
    2013$3,318+13.4%
    2014$3,390+2.2%
    2015$4,903+44.6%
    2016$7,334+49.6%
    2017$12,219+66.6%
    2018$20,067+64.2%
    2019$18,713-6.7%
    2020$18,140-3.1%
    2021$27,236+50.1%
    2022$26,715-1.9%
    2023$28,116+5.2%
    2024$19,081-32.1%
    2025$9,964-47.8%
    2026$14,423+44.8%

    Best and worst month-end to buy

    The best single month-end close to have bought NSP was 2002-08 ($0.78): $1,000 then is $69,084 today. The worst was 2023-02 ($108): $1,000 then is $494.

    FAQ

    What would $1,000 in NSP be worth today?

    A $1,000 investment in Insperity, Inc. (NSP) at the start of 1997 would be worth about $17,160 today, a total return of +1616.0%. Dividends are reinvested in these figures.

    What were the best and worst years for NSP?

    Insperity, Inc. (NSP)'s strongest calendar year since 1997 was 2005, a +237.5% return — $1,000 held through that year became about $3,375 by year-end. Its weakest year was 2002, at -78.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NSP have grown?

    Investing $100 at the end of every month since 1997-01 would have grown to about $241,157 on $35,600 invested.

    Did NSP beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $16,639. NSP beat the S&P 500 by +3.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Insperity, Inc. (NSP) historical total-return data from 1997-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.