What if you'd held NWFL?
A $1,000 investment in Norwood Financial Corp. (NWFL) at the month-end close of 1998-03 would be worth $7,189 at the close of 2026-08 — +618.9% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $11,633.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1998
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1998 | $1,000 | — |
| 1999 | $950 | -5.0% |
| 2000 | $809 | -14.8% |
| 2001 | $1,275 | +57.5% |
| 2002 | $1,503 | +17.9% |
| 2003 | $2,034 | +35.3% |
| 2004 | $2,813 | +38.2% |
| 2005 | $2,625 | -6.7% |
| 2006 | $2,763 | +5.2% |
| 2007 | $2,822 | +2.1% |
| 2008 | $2,569 | -9.0% |
| 2009 | $2,775 | +8.0% |
| 2010 | $2,809 | +1.2% |
| 2011 | $2,903 | +3.3% |
| 2012 | $3,281 | +13.0% |
| 2013 | $3,400 | +3.6% |
| 2014 | $3,828 | +12.6% |
| 2015 | $3,950 | +3.2% |
| 2016 | $4,756 | +20.4% |
| 2017 | $7,344 | +54.4% |
| 2018 | $7,541 | +2.7% |
| 2019 | $9,159 | +21.5% |
| 2020 | $6,384 | -30.3% |
| 2021 | $6,600 | +3.4% |
| 2022 | $8,850 | +34.1% |
| 2023 | $9,066 | +2.4% |
| 2024 | $7,834 | -13.6% |
| 2025 | $8,491 | +8.4% |
| 2026 | $10,672 | +25.7% |
Best and worst month-end to buy
The best single month-end close to have bought NWFL was 2000-11 ($2.56): $1,000 then is $13,340 today. The worst was 2026-08 ($34.15): $1,000 then is $1,000.
FAQ
What would $1,000 in NWFL be worth today?
A $1,000 investment in Norwood Financial Corp. (NWFL) at the start of 1998 would be worth about $7,189 today, a total return of +618.9%. Dividends are reinvested in these figures.
What were the best and worst years for NWFL?
Norwood Financial Corp. (NWFL)'s strongest calendar year since 1998 was 2001, a +57.5% return — $1,000 held through that year became about $1,575 by year-end. Its weakest year was 2020, at -30.3%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in NWFL have grown?
Investing $100 at the end of every month since 1998-03 would have grown to about $137,006 on $34,200 invested.
Did NWFL beat the S&P 500?
Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $11,633. NWFL trailed the S&P 500 by +38.2% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Norwood Financial Corp. (NWFL) historical total-return data from 1998-03 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.