Wall Street RegretsThe regret calculator.

What if you'd held OPBK?

A $1,000 investment in OP Bancorp (OPBK) at the month-end close of 2005-08 would be worth $1,861 at the close of 2026-09 — +86.1% total return, dividends reinvested. The same $1,000 in the S&P 500, dividends reinvested, would be worth $9,430.

$1,000 since 2005$1,861Total return+86.1%Multiple1.9×CAGR+3.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,861Gain+$861 (+86.1%)Multiple1.9×CAGR+3.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-09, dividends included.

    2005$1,8612006$1,7772007$1,5372008$3,4202009$6,3152010$51,3622011$13,2362012$15,7922013$9,7722014$2,7362015$2,8912016$3,1332017$2,6662018$2,0942019$2,3142020$1,9382021$2,5102022$1,4682023$1,6192024$1,5682025$1,0412026$1,125

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$1,156+15.6%
    2007$519-55.1%
    2008$281-45.8%
    2009$34.59-87.7%
    2010$134+288.0%
    2011$113-16.2%
    2012$182+61.6%
    2013$649+257.1%
    2014$615-5.3%
    2015$567-7.7%
    2016$667+17.6%
    2017$848+27.3%
    2018$768-9.5%
    2019$917+19.4%
    2020$708-22.8%
    2021$1,210+71.0%
    2022$1,098-9.3%
    2023$1,133+3.2%
    2024$1,706+50.5%
    2025$1,580-7.4%
    2026$1,777+12.5%

    Best and worst month-end to buy

    The best single month-end close to have bought OPBK was 2009-08 ($0.23): $1,000 then is $68,407 today. The worst was 2024-11 ($16.27): $1,000 then is $950.

    FAQ

    What would $1,000 in OPBK be worth today?

    A $1,000 investment in OP Bancorp (OPBK) at the start of 2005 would be worth about $1,861 today, a total return of +86.1%. Dividends are reinvested in these figures.

    What were the best and worst years for OPBK?

    OP Bancorp (OPBK)'s strongest calendar year since 2005 was 2010, a +288.0% return — $1,000 held through that year became about $3,880 by year-end. Its weakest year was 2009, at -87.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in OPBK have grown?

    Investing $100 at the end of every month since 2005-08 would have grown to about $149,131 on $25,400 invested.

    Did OPBK beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 with dividends reinvested (the S&P 500 Total Return index) would be worth $9,430. OPBK trailed the S&P 500 by +80.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    OP Bancorp (OPBK) historical total-return data from 2005-08 to 2026-09, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-09-04. Not financial advice.