Wall Street RegretsThe regret calculator.

What if you'd held OVBC?

A $1,000 investment in Ohio Valley Banc Corp. (OVBC) at the month-end close of 1994-11 would be worth $17,269 at the close of 2026-08 — +1626.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,998.

$1,000 since 1994$17,269Total return+1626.9%Multiple17.3×CAGR+9.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$17,269Gain+$16,269 (+1626.9%)Multiple17.3×CAGR+9.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$4,1982001$5,3892002$5,3892003$6,1192004$4,5962005$3,5872006$3,6862007$3,6102008$3,4622009$4,7442010$3,7402011$4,0272012$4,0742013$3,7832014$3,1182015$2,6962016$2,5922017$2,2552018$1,4792019$1,6552020$1,4452021$2,3422022$1,8012023$1,9542024$2,1542025$1,9712026$1,160

    Every year, $1,000 from 1994

    YearValue of $1,000Year return
    1994$1,000
    1995$1,227+22.7%
    1996$1,648+34.3%
    1997$2,269+37.7%
    1998$4,152+83.0%
    1999$4,114-0.9%
    2000$3,205-22.1%
    2001$3,2050.0%
    2002$2,822-11.9%
    2003$3,758+33.2%
    2004$4,814+28.1%
    2005$4,686-2.7%
    2006$4,784+2.1%
    2007$4,989+4.3%
    2008$3,640-27.0%
    2009$4,617+26.8%
    2010$4,288-7.1%
    2011$4,239-1.1%
    2012$4,564+7.7%
    2013$5,538+21.3%
    2014$6,405+15.7%
    2015$6,663+4.0%
    2016$7,659+15.0%
    2017$11,678+52.5%
    2018$10,436-10.6%
    2019$11,951+14.5%
    2020$7,375-38.3%
    2021$9,591+30.0%
    2022$8,837-7.9%
    2023$8,019-9.3%
    2024$8,761+9.3%
    2025$14,890+70.0%
    2026$17,269+16.0%

    Best and worst month-end to buy

    The best single month-end close to have bought OVBC was 1994-11 ($2.64): $1,000 then is $17,269 today. The worst was 2026-05 ($47.77): $1,000 then is $954.

    FAQ

    What would $1,000 in OVBC be worth today?

    A $1,000 investment in Ohio Valley Banc Corp. (OVBC) at the start of 1994 would be worth about $17,269 today, a total return of +1626.9%. Dividends are reinvested in these figures.

    What were the best and worst years for OVBC?

    Ohio Valley Banc Corp. (OVBC)'s strongest calendar year since 1994 was 1998, a +83.0% return — $1,000 held through that year became about $1,830 by year-end. Its weakest year was 2020, at -38.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in OVBC have grown?

    Investing $100 at the end of every month since 1994-11 would have grown to about $156,911 on $38,200 invested.

    Did OVBC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $16,998. OVBC beat the S&P 500 by +1.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Ohio Valley Banc Corp. (OVBC) historical total-return data from 1994-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices — adjusted for stock splits and reinvested dividends, the same convention used by major brokerages. End-of-day and live prices come from EODHD; parts of the deep historical series are carried over from Yahoo Finance data. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (EODHD): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via EODHD and Yahoo Finance. As of 2026-08. Not financial advice.